Lowndes County property record for 97 Harley Dr, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,817 sqft · built 1995 |
| Lot Size | 11.4 acres (496,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,860 (Jun 2023) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26W000004710 |
| Primary APN | 26W000004710 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,817 sqft Adjusted Area |
| 1st Floor Area | 1,972 sqft |
| 2nd Floor Area | 782 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 496,584 sqft (11.4 acres) |
| Garage Type | Mixed |
| Garage Area | 1,056 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97 HARLEY DR |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NE4 97 HARLEY DR |
| Legal Range | 18W |
| Legal Township | 16S |
| Legal Section | 36 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 102 |
Source: Lowndes County records · APN 26W000004710
Assessment roll updated October 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 02, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING |
| Dec 10, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Aug 07, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Book / Page | 2023 / 4474 |
| Prior Transfer Date | May 25, 2023 |
| Prior Transfer Doc | 0020234474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 20, 2026 |
| Property Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 2026011482 |
| Book / Page | 2026 / 11482 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 2026011482, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 2026/11482 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 02, 2023 |
| Property Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 0020234474 |
| Book / Page | 2023 / 4474 |
| Instrument Date | May 25, 2023 |
| Instrument | 1031812 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 0001031813 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 1031813 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020213691 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 2021/3691 |
| Name | BAYSHORE MORTGAGE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 0020197228 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 HARLEY DR CALEDONIA MS 397403303, CALEDONIA, MS 39740-3303 |
| Document Number | 0020197228 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 002019/027228 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 07, 2018 |
| Property Address | 97 HARLEY DR, CALEDONIA, MS 39740-3303 |
| Document Number | 0020185686 |
| Book / Page | 002018 / 005686 |
| Instrument Date | Aug 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 HARLEY DR CALEDONIA MS 397403303, CALEDONIA, MS 39740-3303 |
| Document Number | 20186513 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 002018/016513 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2048 |
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,036 (+14.64%) | $360,360 (+14.64%) Land $51,110 Building $309,250 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $31,433 (-) | $314,330 (-) Land $51,110 Building $263,220 |
| 2022 | Disabled Person's exemption Veteran's exemption | $31,433 | $314,330 Land $51,110 Building $263,220 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1990 · Severe Storms, Tornadoes & Flooding |
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 19 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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