Erie County and Amherst Town property record for 97 Harding Rd, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,365 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $40,000 (Jul 2021) |
| Tax Bill | $6,230 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 82.05-3-19.1 |
| Primary APN | 142289 82.05-3-19.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 131 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 97 HARDING RD |
|---|---|
| City | WILLIAMSVILLE |
| State | NY |
| Zip | 14221-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 944 PT 143 144 145 103 12 7 WILLIAMSDALE |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 19.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 9601 |
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 97 HARDING RD, WILLIAMSVILLE, NY 14221-7131 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Commercial Mortgage MORTGAGE MORTGAGE |
| Jan 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BUILDER FINANCE INC |
| Jul 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 2021150250 |
| Deed Book / Page | 11384 / 5529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 7, 2026 |
| Property Address | 97 HARDING RD, BUFFALO, NY 14221 |
| Document Number | 0000122538 |
| Book / Page | 14204 / 1017 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026122538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000122538, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 14204/1017 |
| Instrument | 2026122538 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 97 HARDING RD, WILLIAMSVILLE, NY 14221-7131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4185 TRANSIT RD, WILLIAMSVILLE, NY 14221-7206 |
| Document Number | 0140371754 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 14037/1754 |
| Instrument | 2022016774 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Dec 2, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jul 30, 2021 |
| Property Address | 97 HARDING RD, WILLIAMSVILLE, NY 14221-7131 |
| Document Number | 0113845529 |
| Book / Page | 11384 / 5529 |
| Map Reference | DOC 944 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021150250 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 93 HARDING RD, WILLIAMSVILLE, NY 14221-7131 |
| Name | Verified Name |
|---|---|
| Address | 4185 TRANSIT RD, WILLIAMSVILLE, NY 14221-7206 |
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Clarence Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,230.00 (+114.98%) | ||
| 2025 | $2,898.00 (-52.04%) | $321,000 (-) Land $37,000 Building $284,000 | $324,200 (+1%) Land $37,369 Building $286,831 |
| 2024 | $6,043.00 (+402.75%) | $321,000 (+64.62%) Land $37,000 Building $284,000 | $321,000 (+2.06%) Land $37,000 Building $284,000 |
| 2023 | $195,000 Land $28,500 Building $166,500 | $314,516 Land $45,968 Building $268,548 | |
| 2019 | $1,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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