Middlesex County and Pepperell Town property record for 97 Harbor St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,117 sqft · built 1972 |
| Lot Size | 1.67 acres (72,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,000 (Dec 2004) |
| Tax Bill | $5,793 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0032 B:0019 L:0000G |
| Primary APN | PEPP M:0032 B:0019 L:0000G |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,968 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 72,893 sqft (1.67 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 97 HARBOR ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Block | 19 |
| Legal Lot Number | G |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 327103 |
97 Harbor St is owned and occupied by two individuals who bought it in December 2004.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 HARBOR ST, PEPPERELL, MA 01463-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2004 · Amount on File |
| Deed Sale | Dec 16, 2004 · Amount on File |
| Prior Sale | Feb 11, 2003 · Amount on File |
| Deed Document Number | 2004314759 |
| Deed Book / Page | 44312 / 166 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 97 Harbor St was $5,793, down 2.2% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,793.00 (-2.16%) | $420,400 (+3.88%) Land $163,500 Building $256,900 | $505,923 (+6.04%) |
| 2025 | $5,921.00 (+10.14%) | $404,700 (+8.04%) Land $163,500 Building $241,200 | $477,090 |
| 2024 | $5,376.00 (+5.49%) | $374,600 (+11.29%) Land $148,000 Building $226,600 | |
| 2023 | $5,096.00 | $336,600 Land $124,600 Building $212,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Harbor St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 97 Harbor St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 98.2% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
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