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97 Harbor Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 97 Harbor Dr, Bay Point, CA 94565 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 980 sqft · built 1952
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Apr 2026)
Tax Bill$3,064 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN098-081-015-4

Property Details

APN / Parcel Number

Primary APN098-081-015-4
Alternative APN
  • 098-081-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address97 HARBOR DR
CityBAY POINT
StateCA
Zip94565-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHORE ACRES #2 LOT 287 LESS M R
Legal SubdivisionSHORE ACRES 02
Legal Lot Number287
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group1
Census Block1003
Census Tract314200

Owner

Source: Contra Costa County records · APN 098-081-015-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97 HARBOR DR, BAY POINT, CA 94565-1414
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Deed Document Number202642108
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 24, 2026
Property Address97 HARBOR DR, BAY POINT, CA 94565-1414
Document Number0000042108
Instrument DateApr 14, 2026
Instrument202642108
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$45,773.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address97 HARBOR DR, BAY POINT, CA 94565-1414
InvestorPossibly a Property Investor

Mortgage

Document Number0000042109,
DateApr 24, 2026
Instrument202642109
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000042110,
DateApr 24, 2026
Instrument202642110
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term30 Months
DueJun 20, 2056
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$208,041 (+2%) Land $81,153 Building $126,888
2025$3,064.00 (+5.98%) Homeowner's exemption$203,962 (+4.04%) Land $79,562 Building $124,400
2023$2,891.00 (+0.66%) Homeowner's exemption$196,043 Land $76,473 Building $119,570
2022$2,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133142001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2005)
Most Recent ClaimFeb 2005, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 738 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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