97 Grovers Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 97 Grovers Ave, Winthrop, MA 02152

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,679 sqft · built 1920
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,125,000 (Jan 2020)
Tax Bill	$14,190 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:068 L:082`

Property Details

APN / Parcel Number

Primary APN	`WINT M:068 L:082`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	3 Units
Stories	3 Stories
Building Area	3,679 sqft Living Area
Gross Area	6,767 sqft
Basement Area	1,602 sqft
Unfinished Basement	1,602 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	97 GROVERS AVE
City	WINTHROP
State	MA
Zip	02152-1016
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	WINTHROP SHORE LAND CO
Legal Lot Number	82
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	2
Census Block	2001
Census Tract	180101

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 GROVERS AVE, WINTHROP, MA 02152-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Jan 15, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	20203494
Deed Book / Page	62397 / 19
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	62397-19
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	97 GROVERS AVE, WINTHROP, MA 02152-1016
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63497-272
Date	Aug 4, 2020
Book Page	63497/272
Instrument	63768

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jan 15, 2020
Property Address	97 GROVERS AVE, WINTHROP, MA 02152-1016
Document Number	62397-19
Book / Page	62397 / 19
Instrument Date	Jan 8, 2020
Instrument	3494
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GROVERS AVE, WINTHROP, MA 02152-1016

Mortgage

Document Number	3495
Date	Jan 15, 2020
Instrument	3495

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	97 GROVERS AVE, WINTHROP, MA 02152-1016
Document Number	61534-311
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GROVERS AVE WINTHROP MA 021521016, WINTHROP, MA 02152-1016

Mortgage

Document Number	61534-311
Date	Aug 5, 2019
Book Page	061534/000311
Instrument	64371

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,190.00 (+28.03%)	$1,273,800 (+18.61%) Land $541,700 Building $732,100
2025	$11,083.00 (-0.74%)	$1,073,900 (+0.21%) Land $515,900 Building $558,000
2024	$11,166.00 (-5.05%)	$1,071,600 (-2.5%) Land $517,300 Building $554,300
2023	$11,760.00	$1,099,100 Land $508,600 Building $590,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1978–2018)
Claims Outside the SFHA	16 of 25
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Winter Coastal Storm, Dec 1992 · 3 claims Coastal Storm, Oct 1991 · 5 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grovers Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures