97 Grove St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 97 Grove St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,856 sqft · built 1880
Lot Size	0.148 acres (6,434 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Oct 2008)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:055 L:210 S:067`

Property Details

APN / Parcel Number

Primary APN	`B:055 L:210 S:067`
Alternative APN	`LYNN M:055 B:210 L:067`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,621 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,434 sqft (0.148 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	97 GROVE ST
City	LYNN
State	MA
Zip	01905-1613
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	210
Legal Lot Number	67
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	205900

Owner

97 Grove St, a duplex, is owned and occupied by two individuals who bought it in October 2008.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 GROVE ST, LYNN, MA 01905-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Feb 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2008 · Amount on File
Deed Sale	Oct 6, 2008 · Amount on File
Prior Sale	Apr 23, 1993 · Amount on File
Deed Book / Page	28079 / 46
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Sep 9, 2026
Property Address	97 GROVE ST, LYNN, MA 01905-1613
Document Number	0000000060
Book / Page	43617 / 165
Instrument Date	Jul 8, 2026
Instrument	202660
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GROVE ST, LYNN, MA 01905-1613

Mortgage

Document Number	0000000060,
Date	Sep 9, 2026
Book Page	43617/165
Instrument	202660

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 GROVE ST, LYNN, MA 01905-1613
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041402-546
Date	Jan 18, 2023
Book Page	41402/546
Instrument	20230118000200

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 GROVE ST, LYNN, MA 01905-1613
Document Number	36557-203
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36557-203
Date	Feb 28, 2018
Book Page	036557/000203
Instrument	1802282130

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 97 Grove St was $6,931, up 7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (+6.98%)	$669,000 (+8.73%) Land $203,600 Building $465,400	$720,381
2024	$6,479.00 (+0.05%)	$615,300 (+5.94%) Land $191,300 Building $424,000
2023	$6,476.00	$580,800 Land $185,400 Building $395,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Grove St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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