97 Grant Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 97 Grant Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Apr 2024)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B:046 L:014 S:036`

Property Details

APN / Parcel Number

Primary APN	`B:046 L:014 S:036`
Alternative APN	`LYNN M:046 B:014 L:036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,662 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	97 GRANT RD
City	LYNN
State	MA
Zip	01904-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	14
Legal Lot Number	36
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2017
Census Tract	205400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3493 OAKWOOD DR, EMMAUS, PA 18049-1564
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Apr 1, 2024	Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2024	Quit Claim Deed, Transfer Quitclaim
May 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jul 19, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Apr 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20242410
Deed Book / Page	42049 / 453
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	042027-480
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Jun 16, 2026
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	0000001170
Book / Page	43447 / 269
Instrument Date	Jun 11, 2026
Instrument	20261170
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GRANT RD, LYNN, MA 01904-1212

Mortgage

Document Number	0000001170,
Date	Jun 16, 2026
Book Page	43447/269
Instrument	20261170

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040416-178
Date	Oct 26, 2021
Book Page	40416/178
Instrument	20211026008260

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNN MA
Recording Date	Apr 1, 2024
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	042049-453
Book / Page	42049 / 453
Instrument Date	Apr 1, 2024
Instrument	20240401002410
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97 GRANT RD, LYNN, MA 01904-1212

Mortgage

Document Number	240401002420
Date	Apr 1, 2024
Instrument	240401002420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 18, 2024
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	042027-480
Book / Page	42027 / 480
Instrument Date	Mar 13, 2024
Instrument	20240318001840
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97 GRANT RD, LYNN, MA 01904-1212

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 21, 2020
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	38538-412
Book / Page	38538 / 412
Instrument Date	May 19, 2020
Instrument	20200521002100
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GRANT RD, LYNN, MA 01904-1212

Mortgage

Document Number	200521002110
Date	May 21, 2020
Instrument	200521002110

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 19, 2019
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	37679-402
Book / Page	37679 / 402
Instrument Date	Jul 15, 2019
Instrument	20190719001690
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 GRANT RD, LYNN, MA 01904-1212

Mortgage

Document Number	190719001710
Date	Jul 19, 2019
Instrument	190719001710

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 11, 2018
Property Address	97 GRANT RD, LYNN, MA 01904-1212
Document Number	36641-516
Book / Page	036641 / 000516
Instrument Date	Mar 30, 2018
Instrument	1804113110
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 KING ST LYNN MA 01901, LYNN, MA 01901

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (+5.17%)	$577,500 (+6.89%) Land $206,600 Building $370,900	$626,335
2024	$5,689.00 (-2.22%)	$540,300 (+3.55%) Land $198,000 Building $342,300
2023	$5,818.00	$521,800 Land $220,500 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1996–2014)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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