Cherokee County property record for 97 Granny Squirrel Gap Rd, Andrews, NC 28901
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,068 sqft · built 1982 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,297 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 557600745644000 |
| Primary APN | 557600745644000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,068 sqft Heated Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,314 sqft |
| Upper Floors Area | 754 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 117,612 sqft (2.7 acres) |
| Lot Dimensions | 351 ft deep x 378 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 770080034520 |
|---|---|
| Street Address | 97 GRANNY SQUIRREL GAP RD |
| City | ANDREWS |
| State | NC |
| Zip | 28901-7066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BY DEED R-2 13.A |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 930102 |
97 Granny Squirrel Gap Rd, a rural home, is owned by two individuals who acquired it in October 1981.
Source: Cherokee County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 641, ANDREWS, NC 28901-0641 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1981 |
| Deed Sale | Oct 1, 1981 |
| Deed Book / Page | 438 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 97 GRANNY SQUIRREL GAP RD, ANDREWS, NC 28901-7066 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 97 GRANNY SQUIRREL GAP RD, ANDREWS, NC 28901-7066 |
| Document Number | 1690/765 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 1690/765 |
| Instrument | 6052 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | ANDREWS, NC 28901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 10, 2041 |
The 2025 property tax bill for 97 Granny Squirrel Gap Rd was $1,297.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,297.00 | $166,530 | $166,530 Land $9,470 Building $157,060 |
| 2023 | $166,530 | $166,530 Land $9,470 Building $157,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Granny Squirrel Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Granny Squirrel Gap Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
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