Cumberland County and Downe Township property record for 97 Garrison Ave, Fortescue, NJ 08321
| Property Type | Single Family Home |
|---|---|
| Details | 528 sqft · built 1962 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2026) |
| Tax Bill | $3,393 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Aug 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00067-0000-00023 |
| Primary APN | 04-00067-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 528 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 4,356 sqft (0.1 acres) |
| Old Parcel Number | 0400152000000020 |
|---|---|
| Street Address | 97 GARRISON AVE |
| City | FORTESCUE |
| State | NJ |
| Zip | 08321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 67 |
| Legal Lot Number | 23 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | DOWNE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 10302 |
97 Garrison Ave is owned and occupied by an individual who bought it in March 2026.
Source: Cumberland County and Downe Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 GARRISON AVE, FORTESCUE, NJ 08321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed, Transfer WEST JERSEY TITLE AGENCY |
| Aug 5, 2021 | Deed, Transfer MISC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Prior Sale | Aug 5, 2021 · Amount on File |
| Deed Document Number | 2026735645 |
| Deed Book / Page | 4283 / 2343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Mar 24, 2026 |
| Property Address | 97 GARRISON AVE, FORTESCUE, NJ 08321 |
| Document Number | 0000735645 |
| Book / Page | 4283 / 2343 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 735645 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | WEST JERSEY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $5.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 379 NEWPORT NECK RD, NEWPORT, NJ 08345-2045 |
| Name | Verified Name |
|---|---|
| Address | 97 GARRISON AVE, FORTESCUE, NJ 08321 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Aug 5, 2021 |
| Property Address | 97 GARRISON AVE, FORTESCUE, NJ 08321 |
| Document Number | 0000628238 |
| Book / Page | 4213 / 4539 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 628238 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 SUGAR HILL DR, CLAYTON, NJ 08312-1956 |
The 2025 property tax bill for 97 Garrison Ave was $3,393, up 10.3% from the year before.
Source: Cumberland County and Downe Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Downe Township |
| Unified School District | Downe Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,400 (+1.59%) Land $75,000 Building $33,400 | $108,400 (+1.59%) Land $75,000 Building $33,400 | |
| 2025 | $3,393.00 (+10.27%) | $106,700 Land $75,000 Building $31,700 | $106,700 Land $75,000 Building $31,700 |
| 2024 | $3,077.00 | ||
| 2023 | $106,700 Land $75,000 Building $31,700 | $106,700 Land $75,000 Building $31,700 | |
| 2022 | $2,735.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Garrison Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 392 (1978–2025) |
| Claims Outside the SFHA | 21 of 392 |
| Most Recent Claim | Oct 2025 · alluvial fan flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Garrison Ave is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYVIEW WATER SYSTEM private · serves 771 people · EPA ID NJ0604001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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