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97 Garfield St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 97 Garfield St, Springfield, MA 01108

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,319 sqft · built 1899
Lot Size0.148 acres (6,451 sqft)
Owner2 Individual Names on Record
Tax Bill$4,446 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:05520 P:0035

Property Details

APN / Parcel Number

Primary APNSPRI S:05520 P:0035
Alternative APN
  • 55200035

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,319 sqft Living Area
1st Floor Area1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area6,451 sqft (0.148 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number55200035
Street Address97 GARFIELD ST
CitySPRINGFIELD
StateMA
Zip01108-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3006
Census Tract802101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Forest Park Heights Historic District
listed 1982 · 915 contributing resources · NRIS 82004942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address97 GARFIELD ST, SPRINGFIELD, MA 01108-2038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2008
Deed SaleOct 22, 2008
Prior SaleFeb 26, 1998 · Amount on Record
Deed Document Number200868435
Deed Book / Page17517 / 191
Transfer Doc21538-569
Record UpdatedOct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 19, 2017
Property Address97 GARFIELD ST, SPRINGFIELD, MA 01108-2038
Document Number21538-569
Book / Page21538 / 569
Instrument3313
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$26.54
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21538-571
DateJan 19, 2017
Book Page21538/571
Instrument3314
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,446.00 (+8.73%)$287,600 (+10.28%) Land $37,200 Building $250,400$301,122 (+3.79%)
2025$4,089.00 (+13.99%)$260,800 (+23.95%) Land $38,200 Building $222,600$290,130 (+6.67%)
2024$271,985
2023$3,587.00$210,400 Land $36,000 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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