Albany County and Colonie Town property record for 97 Frederick Ave, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,224 sqft · built 1955 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Oct 2018) |
| Tax Bill | $3,983 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 42.19-5-40 |
| Primary APN | 012689 42.19-5-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Slab |
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04201900050400000000 |
|---|---|
| Street Address | 97 FREDERICK AVE |
| City | ALBANY |
| State | NY |
| Zip | 12205-3083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-89 E-34 S-36-35 |
| Legal Block | 5 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14002 |
97 Frederick Ave is owned and occupied by an individual who bought it in October 2018.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 FREDERICK AVE, ALBANY, NY 12205-3083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2018 | Deed with Mortgage, Mortgage · Conventional with PMI M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on File |
| Deed Sale | Oct 2, 2018 · Amount on File |
| Prior Sale | Sep 26, 2003 · Amount on File |
| Deed Document Number | 201821986 |
| Prior Transfer Date | Sep 25, 2018 |
| Prior Transfer Doc | 0000001987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 97 FREDERICK AVE, ALBANY, NY 12205-3083 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 97 FREDERICK AVE, ALBANY, NY 12205-3083 |
| Document Number | 0000000851 |
|---|---|
| Date | May 16, 2024 |
| Instrument | R2024-7851 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 2, 2018 |
| Property Address | 97 FREDERICK AVE, ALBANY, NY 12205-3083 |
| Document Number | 0020181986 |
| Book / Page | 002018 / 021986 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 21987 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 FREDERICK AVE COLONIE NY 122053083, COLONIE, NY 12205-3083 |
| Document Number | 21987 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 21987 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 97 Frederick Ave was $3,983, down 5.3% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,983.00 (-5.26%) | ||
| 2025 | $4,204.00 | $87,000 Land $21,700 Building $65,300 | $199,100 Land $49,661 Building $149,439 |
| 2023 | $87,000 (-) Land $21,700 Building $65,300 | $170,600 (+9.32%) Land $42,552 Building $128,048 | |
| 2022 | $87,000 Land $21,700 Building $65,300 | $156,054 Land $38,924 Building $117,130 | |
| 2021 | $3,886.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Frederick Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Frederick Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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