97 Franklin Rd, Jackson, OH 45640 Property Records

Jackson County property record for 97 Franklin Rd, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,215 sqft · built 1999
Lot Size	27.2 acres (1,186,574 sqft)
Owner	Individual Name on Record
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`F090040026300`

Property Details

APN / Parcel Number

Primary APN	`F090040026300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	1,610 sqft
Attic	Attic
Attic Area	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	1,186,574 sqft (27.2 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	542 sqft
Deck Area	768 sqft
Balcony Area	27 sqft
Cabin	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	97 FRANKLIN RD
City	JACKSON
State	OH
Zip	45640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 NE NW
Legal Range	18
Legal Township	05
Legal Section	15
Jurisdiction	JACKSON OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1080
Census Tract	957800

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 STATE ST, 279, JACKSON, OH 45640-1166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATOMIC CU
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 1999
Deed Sale	Feb 8, 1999
Prior Sale	Dec 26, 1996 · Amount on Record
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	97 FRANKLIN VALLEY RD, OAK HILL, OH 45656-8975
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	132/0512
Date	Jun 1, 2018
Book Page	132/0512
Instrument	201800001666

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	97 FRANKLIN VALLEY RD, OAK HILL, OH 45656-8975
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	132/0528
Date	Jun 1, 2018
Book Page	132/0528
Instrument	201800001667

Lender

Name	ATOMIC CU
Type	Credit Union
Address	PIKETON, OH 45661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Jefferson Township
Unified School District	Oak Hill Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00	$115,370 (-) Land $21,140 Building $94,230	$329,610 (-) Land $60,390 Building $269,220
2023	$4,684.00 (+32.5%)	$115,370 (+32.49%) Land $21,140 Building $94,230
2022	$3,535.00	$87,080 Land $16,380 Building $70,700
2020			$329,610 Land $60,390 Building $269,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: altafiber Network Solutions, Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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