97 Fox Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 97 Fox Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 3,493 sqft · built 2018
Lot Size	1 acres (46,860 sqft)
Owner	2 Individual Names on File
Last Sale	$49,900 (Jun 2016)
Tax Bill	$8,583 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`410190A000`

Property Details

APN / Parcel Number

Primary APN	`410190A000`
Alternative APN	`2-0066-4401-00-0008.0000000`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,493 sqft Living Area
Basement Area	2,499 sqft
Finished Basement	1,700 sqft

Exterior

Year Built	Built 2018
Exterior Material	Aluminum Siding
Lot Area	46,860 sqft (1 acres)
Lot Dimensions	213 ft deep x 220 ft wide
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	410190A000
Old Parcel Number	410190A000
Street Address	97 FOX DR
City	SAINT PETERS
State	MO
Zip	63376-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	RED FOX AC LOT 8
Legal Range	03E
Legal Township	46N
Legal Subdivision	RED FOX AC
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2014
Census Tract	311721

Owner

97 Fox Dr is owned and occupied by two individuals who bought it in June 2016.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 FOX DR, SAINT PETERS, MO 63376-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN COUNTY
Jul 24, 2017	Deed of Trust, Mortgage · Construction Mortgage BANK OF FRANKLIN COUNTY
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Prior Sale	Mar 9, 1999
Deed Document Number	0006550400
Deed Book / Page	6550 / 400
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	97 FOX DR, SAINT PETERS, MO 63376-3717
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FOX DR, SAINT PETERS, MO 63376-3717

Mortgage

Document Number	0000001222
Date	Jan 10, 2024
Instrument	2024R-001222

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	97 FOX DR, SAINT PETERS, MO 63376-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067791831
Date	Jul 24, 2017
Book Page	6779/1831
Instrument	20170724000457800

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 21, 2018

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	97 FOX DR, SAINT PETERS, MO 63376-3717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070360756
Date	Feb 15, 2019
Book Page	7036/0756
Instrument	20190215000069870

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,583.00	$144,609 (+13.7%)	$761,099 (+13.69%) Land $42,353 Building $718,746
2023		$127,190
2022			$669,422 Land $42,353 Building $627,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Fox Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Fox Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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