97 Ford St, Ansonia, CT 06401 Property Records

Ansonia City property record for 97 Ford St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,425 sqft · built 1991
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Oct 2024)
Tax Bill	$7,397 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50230`

Property Details

APN / Parcel Number

Primary APN	`50230`
Alternative APN	`ANSO M:104 B:0001 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	3,063 sqft
1st Floor Area	1,425 sqft
Basement Area	1,378 sqft
Unfinished Basement	703 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	50230
Street Address	97 FORD ST
City	ANSONIA
State	CT
Zip	06401-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	3
Census Block	3000
Census Tract	125200

Owner

97 Ford St is owned and occupied by two individuals who bought it in October 2024.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 FORD ST, ANSONIA, CT 06401-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Deed Book / Page	626 / 275
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Oct 24, 2024
Property Address	97 FORD ST, ANSONIA, CT 06401-2612
Document Number	000626-275
Book / Page	626 / 275
Instrument Date	Oct 18, 2024
Transaction Type	Transfer
Record Updated	Nov 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 FORD ST, ANSONIA, CT 06401-2612

Mortgage

Document Number	1958350021
Date	Oct 24, 2024
Instrument	1958350021

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	97 FORD ST, ANSONIA, CT 06401-2612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572-468
Date	Oct 11, 2019
Book Page	572/468
Instrument	1745990015

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 97 Ford St was $7,397, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,397.00 (+3.18%)	$251,090 (-) Land $56,000 Building $195,090	$449,270 (+155.61%)
2025	$7,169.00	$251,090 Land $56,000 Building $195,090	$175,763 Land $39,200 Building $136,563
2024	$7,169.00 (+8.8%)
2023	$6,589.00 (-0.33%)	$251,090 (+43.56%) Land $56,000 Building $195,090
2022	$6,611.00	$174,900 Land $56,900 Building $118,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 97 Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Ford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ford St

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