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97 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 97 Emerald Ridge Dr, Bear, DE 19701 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,068 sqft · built 1995
Lot Size0.83 acres (36,155 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Nov 2008)
Tax Bill$4,631 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-007.10-002

Property Details

APN / Parcel Number

Primary APN12-007.10-002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,068 sqft Living Area
1st Floor Area1,574 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,155 sqft (0.83 acres)
Lot Dimensions446 ft deep x 124 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address97 EMERALD RIDGE DR
CityBEAR
StateDE
Zip19701-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEMERALD RIDGE
Legal Lot Number48
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group3
Census Block3004
Census Tract16401

Owner

Source: New Castle County records · APN 12-007.10-002

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 EMERALD RIDGE DR, BEAR, DE 19701-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed of Trust, Mortgage · Line of Credit
WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 16, 2020Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2008 · Amount on Record
Deed SaleNov 25, 2008 · Amount on Record
Deed Document Number200876475
Prior Transfer DateMar 13, 2003
Prior Transfer Doc0000039780
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address97 EMERALD RIDGE DR, BEAR, DE 19701-2233
Transaction TypeMortgage
Record UpdatedMay 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 EMERALD RIDGE DR, BEAR, DE 19701-2233

Mortgage

Document Number0000046261
DateMay 02, 2022
Instrument20220502-0046261
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateMar 16, 2020
Property Address97 EMERALD RIDGE DR, BEAR, DE 19701-2233
Document Number0000021327
Map ReferenceDOC 200811250076475
Instrument DateMar 11, 2020
Instrument20200316-0021327
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address97 EMERALD RIDGE DR, BEAR, DE 19701-2233

Mortgage

Document Number0000021331
DateMar 16, 2020
Instrument20200316-0021331
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,631.00 (+14.83%)$678,200 (+434.44%) Land $132,700 Building $545,500
2024$552,420
2023$4,033.00$126,900 Land $15,200 Building $111,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030164013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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