97 E Plain St, Wayland, MA 01778 Property Records

Middlesex County and Wayland Town property record for 97 E Plain St, Wayland, MA 01778

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1962
Lot Size	0.464 acres (20,233 sqft)
Owner	2 Company Names on Record
Last Sale	$826,000 (Dec 2024)
Tax Bill	$10,231 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WAYL M:52 L:176`

Property Details

APN / Parcel Number

Primary APN	`WAYL M:52 L:176`
Alternative APN	`M:52 P:176`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,789 sqft
1st Floor Area	1,040 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,233 sqft (0.464 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	97 E PLAIN ST
City	WAYLAND
State	MA
Zip	01778-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Lot Number	176
Jurisdiction	WAYLAND MA
Township / Civil Division	WAYLAND
Census Block Group	2
Census Block	2006
Census Tract	366100

Owner

Source: Middlesex County and Wayland Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	97 E PLAIN ST, WAYLAND, MA 01778-4949
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit CATHAY BANK
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Apr 13, 2018
Deed Document Number	2024137192
Deed Book / Page	83533 / 229
Transfer Doc	70869-311
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	97 E PLAIN ST, WAYLAND, MA 01778-4949
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084486-130
Date	Aug 13, 2025
Book Page	84486/130
Instrument	96613

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYLAND MA
Recording Date	Apr 13, 2018
Property Address	97 E PLAIN ST, WAYLAND, MA 01778-4949
Document Number	70869-311
Book / Page	070869 / 000311
Instrument Date	Apr 5, 2018
Instrument	50798
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	97 E PLAIN ST WAYLAND MA 017784949, WAYLAND, MA 01778-4949

Tax Assessment & Valuation

Source: Middlesex County and Wayland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wayland Town
Unified School District	Wayland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,231.00 (+5.71%)	$654,600 (+4.97%) Land $421,200 Building $233,400	$760,950
2024	$9,678.00 (+3.05%)	$623,600 (+10.55%) Land $401,100 Building $222,500
2023	$9,392.00	$564,100 Land $364,600 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND WATER DEPARTMENT serves 14,096 people · EPA ID MA3315000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, T-Mobile.

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