97 E Monroe St, Franklin, IN 46131 Property Records

Johnson County property record for 97 E Monroe St, Franklin, IN 46131 · Last verified June 2026

Property Summary

Property TypeCommercial Office
Details25,392 sqft · built 1930
Lot Size0.281 acres (12,240 sqft)
OwnerCompany Name on File
Last Sale$750,000 (Aug 2017)
Tax Bill$20,361 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2017 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN51001436048/00

Property Details

APN / Parcel Number

Primary APN51001436048/00
Alternative APNs
  • 41-08-14-043-128.000-009
  • 00001088831

Interior

Stories3 Stories
Building Area25,392 sqft Total Area
1st Floor Area15,520 sqft
Basement Area6,020 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions144 ft deep x 85 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number00001088831
Street Address97 E MONROE ST
CityFRANKLIN
StateIN
Zip46131-2312
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionO P LOT 68 & PT LOT 67 MP FRANKLIN COMMUNI
Legal SubdivisionFRANKLIN
Legal Lot Number68,67
JurisdictionJOHNSON IN
Township / Civil DivisionFRANKLIN
Census Block Group4
Census Block4014
Census Tract611000

Owner

Source: Johnson County records · APN 51001436048/00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Commercial Mortgage
ELEMENTS FINANCIAL FCU
Aug 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
HORIZON BANK
Aug 25, 2017Deed of Trust, Mortgage · Commercial Mortgage
HORIZON BANK
Jul 20, 2017Deed of Trust, Mortgage · Construction Mortgage
HORIZON BANK
Jul 20, 2017Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Mar 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
HORIZON BANK NA
Jul 15, 2019Deed of Trust, Mortgage · Construction Mortgage
HORIZON BANK NA
Jul 20, 2017Quit Claim Deed, Transfer · Construction Mortgage
HORIZON BANK
Aug 25, 2017Re-recorded Document · Construction Mortgage
HORIZON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2017 · Amount on Record
Deed SaleAug 25, 2017 · Amount on Record
Prior SaleNov 05, 2015
Deed Document Number201719826
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000766
DateJan 11, 2022
Instrument2022-000766
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 15, 2032
Interest
Rate TypeFixed Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017019829
DateAug 25, 2017
Instrument2017-019829
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueJul 19, 2027

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017019827
DateAug 25, 2017
Instrument2017-019827
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueJul 19, 2037

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyJOHNSON COUNTY LAND TITLE INC, JOHNSONS COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017016224
DateJul 20, 2017
Instrument2017-016224
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueJul 19, 2037
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyJOHNSON COUNTY LAND TITLE INC, JOHNSONS COUNTY LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017016226
DateJul 20, 2017
Instrument2017-016226
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 19, 2027
Interest
Rate TypeAdjustable Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019005746
DateMar 22, 2019
Instrument2019-005746
Lender
NameHORIZON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueDec 21, 2024
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019014467
DateJul 15, 2019
Instrument2019-014467
Lender
NameHORIZON BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term72 Months
DueJan 03, 2025
Interest
Rate TypeAdjustable Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJOHNSON IN
Recording DateJul 20, 2017
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Document Number2017016223
Instrument DateJul 19, 2017
Instrument2017-016223
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017016227
DateJul 20, 2017
Instrument2017-016227
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueAug 19, 2018
Interest
Rate TypeAdjustable Rate

August 2017: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionJOHNSON IN
Recording DateAug 25, 2017
Property Address97 E MONROE ST, FRANKLIN, IN 46131-2312
Document Number2017019826
Instrument DateJul 19, 2017
Instrument2017-019826
Record UpdatedMay 12, 2021

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 E MONROE ST, FRANKLIN, IN 46131-2312

Mortgage

Document Number2017019830
DateAug 25, 2017
Instrument2017-019830
Lender
NameHORIZON BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 19, 2018

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJohnson County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$20,361.00 (+29.56%)$804,400 (+41.5%) Land $60,000 Building $744,400$804,400 (+41.5%) Land $60,000 Building $744,400
2024$15,715.00 (-4.57%)
2023$16,468.00 (-5.41%)$568,500 Land $60,000 Building $508,500$568,500 Land $60,000 Building $508,500
2022$17,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnson County (18081C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180816110004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies9 in force
Nearby Flood Claims52 (1993–2017)
Claims Outside the SFHA7 of 52
Most Recent ClaimJul 2017, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 45 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
BrightspeedFiber2,000 / 2,000
XfinityCable2,000 / 250

May also be available at this address: Verizon, Johnson County Rural Electric Membership Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

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