Saratoga County and Milton Town property record for 97 E High St, Ballston Spa, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Feb 2017) |
| Tax Bill | $4,084 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2022 Refinance + 1 more |
| APN | 414201 216.33-2-29 |
| Primary APN | 414201 216.33-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 440 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1 A00813 |
|---|---|
| Street Address | 97 E HIGH ST |
| City | BALLSTON SPA |
| State | NY |
| Zip | 12020-1806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1/H |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MILTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 61800 |
97 E High St is owned and occupied by an individual who bought it in February 2017.
Source: Saratoga County and Milton Town records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 E HIGH ST, BALLSTON SPA, NY 12020-1806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Feb 8, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2017 · Amount on File |
| Deed Sale | Feb 8, 2017 · Amount on File |
| Deed Book / Page | 2017 / 4381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Aug 6, 2026 |
| Property Address | 97 E HIGH ST, BALLSTON SPA, NY 12020-1806 |
| Document Number | 0000022629 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202622629 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 97 E HIGH ST, BALLSTON SPA, NY 12020-1806 |
| Document Number | 0000022629, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202622629 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 97 E HIGH ST, BALLSTON SPA, NY 12020-1806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000039214 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022039214 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Feb 8, 2017 |
| Property Address | 97 E HIGH ST, BALLSTON SPA, NY 12020-1806 |
| Document Number | 0000004381 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 4381 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 PADDOCKS CIR #12 SARATOGA SPRINGS NY 128669488, 12, SARATOGA SPRINGS, NY 12866-9488 |
| Document Number | 4382 |
|---|---|
| Date | Feb 8, 2017 |
| Instrument | 4382 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2047 |
The 2025 property tax bill for 97 E High St was $4,084.
Source: Saratoga County and Milton Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Ballston Spa Village |
| County | Saratoga County |
| County Subdivision | Milton Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,084.00 | $162,700 Land $26,000 Building $136,700 | $268,926 Land $42,975 Building $225,951 |
| 2023 | $162,700 Land $26,000 Building $136,700 | $232,761 Land $37,196 Building $195,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 97 E High St; there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2007–2014) |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 E High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALLSTON SPA VILLAGE serves 6,541 people · EPA ID NY4500162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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