97 E Bridge St, #99, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 97 E Bridge St, #99, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5,248 sqft · built 1965
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Tax Bill$6,562 (2025)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN351200 128.48-02-40

Property Details

APN / Parcel Number

Primary APN351200 128.48-02-40
Alternative APNs
  • 120012804800020400000000
  • 0397 M

Interior

Units12 Units
Stories2 Stories
Building Area5,248 sqft Gross Area
Basement Area2,600 sqft
Unfinished Basement2,600 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions66 ft deep x 50 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0397 M
Street Address97 E BRIDGE ST, 99
CityOSWEGO
StateNY
Zip13126-2264
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTB
Legal DescriptionB 86, L 186 027-017-000
Legal Block2
Legal Lot Number40.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3005
Census Tract21605

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 5272, OSWEGO, NY 13126-5272
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Grant Deed, Transfer
NOT AVAILABLE
Oct 1, 2020Loan Modification, Mortgage
LYNN THOMPSON

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSWEGO NY
Recording DateOct 6, 2020
Property Address97-99 E BRIDGE ST, OSWEGO, NY 13126
Document Number0000009356
Instrument DateOct 1, 2020
Instrument9356
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5272 OSWEGO NY 131265272, OSWEGO, NY 13126-5272

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSWEGO NY
Property Address97-99 E BRIDGE ST, OSWEGO, NY 13126
Document Number0000009357
Instrument DateOct 1, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 5272 OSWEGO NY 131265272, OSWEGO, NY 13126-5272

Mortgage

Document Number0000009357
DateOct 6, 2020
Instrument9357
Lender
NameLYNN THOMPSON
Address3484 COUNTY ROUTE 57, OSWEGO, NY 13126-6432
Agreement
AmountAmount Recorded
Term36 Months
DueOct 5, 2023

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,562.00 (-44.77%)$350,000 (+4%) Land $19,600 Building $330,400$350,000 (+16.2%) Land $19,600 Building $330,400
2024$11,882.00
2023$250,000 Land $22,000 Building $228,000$301,205 Land $26,506 Building $274,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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