97 E 221st St, Euclid, OH 44123 Property Records

Cuyahoga County property record for 97 E 221st St, Euclid, OH 44123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1995
Lot Size0.108 acres (4,712 sqft)
OwnerCompany Name on File
Last Sale$138,900 (Feb 2024)
Tax Bill$3,293 (2025)
Deeds & MortgagesFeb 2024 Sale & Second Mortgage
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN642-07-024

Property Details

APN / Parcel Number

Primary APN642-07-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area1,776 sqft
1st Floor Area724 sqft
2nd Floor Area812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,712 sqft (0.108 acres)
Lot Dimensions124 ft deep x 47 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address97 E 221ST ST
CityEUCLID
StateOH
Zip44123-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-6 MOSSPT 0097 ALL
Legal SubdivisionMOSSPT
Legal Lot Number97
JurisdictionCUYAHOGA OH
Township / Civil DivisionEUCLID
Census Block Group3
Census Block3001
Census Tract152201

Owner

Source: Cuyahoga County records · APN 642-07-024

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2751 ANTIOCH RD, PERRY, OH 44081-9784
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Warranty Deed, Transfer · Stand-Alone Second Mortgage
GOLDEN EMPIRE MORTGAGE INC
Oct 26, 2018Loan Modification, Mortgage · FHA Mortgage
NATIONS LNDG
Oct 26, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleApr 17, 2015 · Amount on Record
Deed Document Number2024438
Prior Transfer DateSep 04, 2007
Prior Transfer Doc0000000020
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateFeb 21, 2024
Property Address97 E 221ST ST, EUCLID, OH 44123-1109
Document Number0000000438
Map ReferenceVOL 39 PG 20
Instrument DateFeb 19, 2024
Instrument202402210438
Transaction TypeTransfer
Record UpdatedMar 04, 2024
Title CompanyNATION TITLE, NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35595 CURTIS BLVD UNIT A, A, EASTLAKE, OH 44095-4100
InvestorPossibly a Property Investor

Mortgage

Document Number0000000439
DateFeb 21, 2024
Instrument202402210439
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 19, 2025

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCUYAHOGA OH
Property Address97 E 221ST ST, EUCLID, OH 44123-1109
Document Number0011280221
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 E 2218T ST EUCLID OH 44123, EUCLID, OH 44123

Mortgage

Document Number0011280221
DateNov 28, 2018
Instrument11280221
Lender
NameNATIONS LNDG
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address97 E 221ST ST, EUCLID, OH 44123-1109
Document Number0011280222
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedJan 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 E 221ST ST EUCLID OH 441231109, EUCLID, OH 44123-1109

Mortgage

Document Number0011280222
DateNov 28, 2018
Instrument11280222
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityEuclid City
Unified School DistrictEuclid City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,293.00 (+4.37%)$48,615 (-0.01%) Land $10,010 Building $38,605$138,900 (-) Land $28,600 Building $110,300
2024$3,155.00 (+29.89%) Homeowner's exemption$48,620 (+74.7%) Land $10,010 Building $38,610$138,900 (+74.72%) Land $28,600 Building $110,300
2023$2,429.00 (+2.32%) Homeowner's exemption$27,830 (-) Land $5,600 Building $22,230
2022$2,374.00 Homeowner's exemption$27,830 Land $5,600 Building $22,230
2021$79,500 Land $16,000 Building $63,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 682 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
PCs for PeopleFixed Wireless (licensed-by-rule)100 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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