97 Dune Comet Ln, Unit C, Inlet Beach, FL 32461 Property Records

Walton County property record for 97 Dune Comet Ln, Unit C, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,293 sqft · built 2018
Lot Size	0.026 acres (1,155 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Nov 2019)
Tax Bill	$5,179 (2024)
Deeds & Mortgages	Nov 2019 Sale Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-3760`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-3760`
Alternative APN	`1085393`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,293 sqft Living Area
Gross Area	1,747 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,155 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085393
Street Address	97 DUNE COMET LN UNIT C, C
City	INLET BEACH
State	FL
Zip	32461-0894
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 376 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3071-4872 OR 3092-774 OR 3123-3982
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Lot Number	376
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1051
Census Tract	950610

Owner

Source: Walton County records · APN 20-3S-18-16205-000-3760

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	160 LINKS LN, ALEDO, TX 76008-6916
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer MCNEESE TITLE LLC
Dec 11, 2018	Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA
Apr 26, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	20190039468
Deed Book / Page	3123 / 3982
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2019
Property Address	97 DUNE COMET LN UNIT C, C, INLET BEACH, FL 32461-0894
Document Number	0031233982
Book / Page	003123 / 003982
Instrument Date	Nov 07, 2019
Instrument	39468
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	160 LINKS LN ALEDO TX 760086916, ALEDO, TX 76008-6916

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 11, 2018
Property Address	97 DUNE COMET LN UNIT C, C, INLET BEACH, FL 32461-0894
Document Number	0030920774
Book / Page	3092 / 0774
Map Reference	MB 20 PG 9&10
Instrument Date	Dec 07, 2018
Instrument	2018000040860
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 RAMBLING CREEK LN, 2912, PFLUGERVILLE, TX 78660-7442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 W FREMONT AVE, ELMHURST, IL 60126-2269

Mortgage

Document Number	2018000040862
Date	Dec 11, 2018
Instrument	2018000040862

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.55%
Index	1-Year LIBOR
Max Rate	9.55%

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Apr 26, 2018
Property Address	97 DUNE COMET LN UNIT C, C, INLET BEACH, FL 32461-0894
Document Number	0030714872
Book / Page	003071 / 004872
Instrument Date	Apr 23, 2018
Instrument	13708
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,653.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2912 RAMBLING CREEK LN PFLUGERVILLE TX 786607442, PFLUGERVILLE, TX 78660-7442

Mortgage

Document Number	30714875
Date	Apr 26, 2018
Book Page	003071/004875
Instrument	13711

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$673,989 (+2.85%) Land $260,000 Building $413,989	$673,989 (+2.85%) Land $260,000 Building $413,989
2024	$5,179.00 (+6.52%)
2023	$4,862.00 (+7.61%)	$655,301 (+1%) Building $655,301	$655,301 (+1%) Building $655,301
2022	$4,518.00	$595,728 Building $595,728	$595,728 Building $595,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: AT&T, Lumen Technologies, Verizon, Wildstar Networks.

Based on FCC filings for 83 locations within half a mile of this property.

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