Dare County property record for 97 Duck Woods Dr, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,040 sqft · built 2008 |
| Lot Size | 0.666 acres (29,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $737,000 (Sep 2021) |
| Tax Bill | $3,933 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2026 Reverse Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 986715541742 |
| Primary APN | 986715541742 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,040 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 29,000 sqft (0.666 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986715541742 |
|---|---|
| Street Address | 97 DUCK WOODS DR |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 23 BLK: 227A SEC: PL: C SL: 116F |
| Legal Subdivision | SO/SH |
| Legal Block | 227A |
| Legal Lot Number | 23 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970101 |
Source: Dare County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97 DUCK WOODS DR, KITTY HAWK, NC 27949-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 20, 2026 | Intrafamily Transfer, Transfer |
| Jan 14, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 10, 2021 | Warranty Deed, Transfer |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Sep 6, 2007 · Amount on Record |
| Deed Document Number | 2021700105336 |
| Deed Book / Page | 2543 / 252 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 002835/865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 20, 2026 |
| Property Address | 97 DUCK WOODS DR, KITTY HAWK, NC 27949-3601 |
| Document Number | 002835/865 |
| Book / Page | 2835 / 865 |
| Map Reference | CAB C SLS 116E & 116 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 700157121 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 97 DUCK WOODS DR, KITTY HAWK, NC 27949-3601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Document Number | 002830/930 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 2830/930 |
| Instrument | 700156134 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 8023 E 63RD PL STE 700, TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 716 Months |
| Due | Sep 5, 2085 |
| Rate | 5.5% |
|---|---|
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.04% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002644/619 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 2644/619 |
| Instrument | 700122786 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NAGS HEAD, NC 27959 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002616/300 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 2616/300 |
| Instrument | 700117545 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | NAGS HEAD, NC 27959 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Sep 10, 2021 |
| Property Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Document Number | 2543/252 |
| Book / Page | 2543 / 252 |
| Map Reference | CAB C SL 116E&116F |
| Instrument Date | Sep 6, 2021 |
| Instrument | 700105336 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,474.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2364 SIR EUGENE CT, 2364, GREENVILLE, NC 27858-9599 |
| Name | Verified Name |
|---|---|
| Address | 97 DUCK WOODS DR, KITTY HAWK, NC 27949-3601 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 97 DUCK WOODS DR, SOUTHERN SHORES, NC 27949-3601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 100 W LIBERTY ST 600, 600, RENO, NV 89501-1930 |
| Document Number | 2456/706 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 2456/706 |
| Instrument | 700090968 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 2, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dare County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Southern Shores Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,933.00 (+10.7%) | $871,700 (+56.11%) Land $167,900 Building $703,800 | |
| 2023 | $3,553.00 | $558,400 Land $124,400 Building $434,000 | |
| 2020 | $871,700 Land $167,900 Building $703,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 401 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 401 in force |
| Nearby Flood Claims | 322 (1987–2022) |
| Claims Outside the SFHA | 64 of 322 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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