97 Dockside Ln, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 97 Dockside Ln, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,138 sqft · built 2000
Owner	2 Individual Names on File
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELF M:032 L:025-8`

Property Details

APN / Parcel Number

Primary APN	`BELF M:032 L:025-8`
Alternative APNs	`M:032 L:025=8` `4070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4070
Street Address	97 DOCKSIDE LN
City	BELFAST
State	ME
Zip	04915-6090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25-8
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4001
Census Tract	43000

Owner

Source: Waldo County and Belfast City assessment roll, APN BELF M:032 L:025-8, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 UNION ST, BELFAST, ME 04915-6728
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2025
Deed Sale	Jul 25, 2025
Deed Document Number	20252025-5966
Deed Book / Page	5130 / 331
Prior Transfer Date	May 03, 2024
Prior Transfer Doc	0000002560
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	97 DOCKSIDE LN, BELFAST, ME 04915-6090
Document Number	0045450073
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 DOCKSIDE LN #8 BELFAST ME 049156090, 8, BELFAST, ME 04915-6090

Mortgage

Document Number	0045450073
Date	Sep 16, 2020
Book Page	004545/000073
Instrument	8800

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,757.00 (+11.24%)	$474,700 (+4.84%) Land $100,000 Building $374,700
2024	$6,973.00 (+60.74%)	$452,800 (+109.82%) Land $100,000 Building $352,800
2023	$4,338.00 (-2.54%)	$215,800 (+3.75%) Land $75,000 Building $140,800
2022	$4,451.00	$208,000 Land $75,000 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Waldo County (23027C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230270430004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 71 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lincolnville Telephone Company, UniTek.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090140, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.