Wakulla County property record for 97 Dickson Bay Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1993 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (May 2004) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5S-02W-057-03209-007 |
| Primary APN | 24-5S-02W-057-03209-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 744 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,250 sqft (0.098 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97 DICKSON BAY RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANACEA MINERAL SPRINGS UNIT 1 BLOCK 28 LOT 7 OR 216 P 158 & OR 238 P 746 OR 249 P 504 OR 360 P 504 OR 360 P 504 OR 540 P 228 OR 563 P 164 OR 604 P 203 OR 1297 P 54 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | PANACEA MINERAL SPRG |
| Legal Block | 28 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10102 |
97 Dickson Bay Rd is owned by two individuals who acquired it in January 2023.
Source: Wakulla County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 BRAGDON ST, CARRABELLE, FL 32322-2294 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2004 · Amount on File |
| Deed Sale | May 26, 2004 · Amount on File |
| Deed Document Number | 2004211435 |
| Deed Book / Page | 540 / 228 |
| Last Transfer Date | Jan 10, 2023 |
| Transfer Doc | 0000413209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Jan 11, 2023 |
| Property Address | 97 DICKSON BAY RD, PANACEA, FL 32346-2087 |
| Document Number | 0000413209 |
| Book / Page | 1297 / 54 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 413209 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 369, CARRABELLE, FL 32322-0369 |
| Name | Verified Name |
|---|---|
| Address | 1107 BRAGDON ST, CARRABELLE, FL 32322-2294 |
The 2025 property tax bill for 97 Dickson Bay Rd was $1,244, up 9.7% from the year before.
Source: Wakulla County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (+9.7%) | $58,899 (+14.69%) Land $4,000 Building $54,899 | $58,899 (+14.69%) Land $4,000 Building $54,899 |
| 2024 | $1,134.00 (-1.05%) | $51,356 (-1.3%) Land $4,000 Building $47,356 | $51,356 (-1.3%) Land $4,000 Building $47,356 |
| 2023 | $1,146.00 (+10.09%) | $52,030 (+4.65%) Land $4,000 Building $48,030 | $52,030 (+4.65%) Land $4,000 Building $48,030 |
| 2022 | $1,041.00 | $49,720 Land $4,000 Building $45,720 | $49,720 Land $4,000 Building $45,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 97 Dickson Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Dickson Bay Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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