Stephens County property record for 97 Cypress Ct, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jun 2022) |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T35 113 |
| Primary APN | T35 113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 280 sqft |
| Porch | Porch |
| Porch Area | 258 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 767055 |
|---|---|
| Street Address | 97 CYPRESS CT |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 2 CYPRESS COURT |
| Legal Subdivision | CYPRESS COURT |
| Legal Lot Number | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97 CYPRESS CT, TOCCOA, GA 30577-6333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Jun 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 23, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2018 |
| Deed Document Number | 0001301265 |
| Deed Book / Page | 1301 / 265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 21, 2022 |
| Property Address | 97 CYPRESS CT, TOCCOA, GA 30577-6333 |
| Document Number | 0013010265 |
| Book / Page | 1301 / 265 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022-000948 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 CYPRESS CT, TOCCOA, GA 30577-6333 |
| Document Number | 0013010000000306 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 0000001301/0000000306 |
| Instrument | 001012 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 28, 2018 |
| Property Address | 97 CYPRESS CT, TOCCOA, GA 30577-6333 |
| Document Number | 0011530417 |
| Book / Page | 001153 / 000417 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 CYPRESS CT TOCCOA GA 305776333, TOCCOA, GA 30577-6333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 23, 2017 |
| Property Address | 97 CYPRESS CT, TOCCOA, GA 30577-6333 |
| Document Number | 0011250135 |
| Book / Page | 001125 / 000135 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,912.00 (+35.95%) Homeowner's exemption | $101,080 (+62.36%) Land $6,400 Building $94,680 | $252,700 (+62.36%) Land $16,000 Building $236,700 |
| 2023 | $2,142.00 (+21.36%) Homeowner's exemption | $62,258 (+24.75%) Land $6,400 Building $55,858 | $155,644 (+24.75%) Land $16,000 Building $139,644 |
| 2022 | $1,765.00 Homeowner's exemption | $49,908 Land $6,400 Building $43,508 | $124,769 Land $16,000 Building $108,769 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures