97 Cub Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 97 Cub Dr, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,400 sqft · built 1994
Lot Size	5 acres (217,887 sqft)
Owner	2 Individual Names on File
Last Sale	$642,360 (Aug 2026)
Tax Bill	$2,900 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0236871`

Property Details

APN / Parcel Number

Primary APN	`R0236871`
Alternative APNs	`02-2892-01-1-01-26-0000` `0002361200` `02361200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,887 sqft (5 acres)
Garage Type	Mixed
Garage Area	2,176 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002361200
Street Address	97 CUB DR
City	GREAT FALLS
State	MT
Zip	59404-6425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S01, T19 N, R03 E, PTARMIGAN ACRES #19 MK 7
Legal Range	03E
Legal Township	19N
Legal Section	01
Legal Subdivision	PTARMINGAN ACRE #19 ADDITION
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1034
Census Tract	2302

Owner

97 Cub Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 CUB DR, GREAT FALLS, MT 59404-6425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Apr 20, 2022	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jul 6, 2012 · Amount on File
Deed Document Number	2026486324
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0000188004
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 3, 2026
Property Address	97 CUB DR, GREAT FALLS, MT 59404-6425
Document Number	0000486324
Instrument Date	Jul 31, 2026
Instrument	2026486324
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CUB DR, GREAT FALLS, MT 59404-6425

Mortgage

Document Number	0000486324,
Date	Aug 3, 2026
Instrument	2026486324

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	97 CUB DR, GREAT FALLS, MT 59404-6425
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CUB DR, GREAT FALLS, MT 59404-6425

Mortgage

Document Number	00R0481034
Date	Mar 27, 2026
Instrument	R0481034

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	97 CUB DR, GREAT FALLS, MT 59404-6425
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0428683
Date	Apr 20, 2022
Instrument	R0428683

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Feb 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	97 CUB DR, GREAT FALLS, MT 59404-6425
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403606
Date	Feb 1, 2021
Instrument	R0403606

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 97 Cub Dr was $2,900, down 24.6% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,900.00 (-24.64%)	$624,500 (-)
2025	$3,848.00	$624,500	$624,500 Land $103,513 Building $520,987
2023	$4,162.00	$496,900	$496,900 Land $90,606 Building $406,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Cub Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Cub Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Konceptio Data Services Fiber	1,000 / 1,000

May also be available: Verizon.

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