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97 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 97 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details2,053 sqft · built 1955
Lot Size0.292 acres (12,715 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jan 2005)
Tax Bill$2,175 (2025)
Deeds & MortgagesNov 2017 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:358

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:358
Alternative APNs
  • M:077 B:358 L
  • 3371300

Interior

Units3 Units
Stories2 Stories
Building Area2,053 sqft Total Area
Gross Area3,844 sqft
1st Floor Area3,333 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,715 sqft (0.292 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3371300
Street Address97 CROSS ST
CityWESTERLY
StateRI
Zip02891-2448
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block358
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1000
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:77 B:358

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address97 CROSS ST, WESTERLY, RI 02891-2448
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2017Deed of Trust, Mortgage
OCEAN STATE BUS DEVEL
Nov 21, 2017Deed of Trust, Mortgage
DIME BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2005 · Amount on Record
Deed SaleJan 06, 2005 · Amount on Record
Deed Book / Page1364 / 5
Last Transfer DateMar 09, 2020
Transfer Doc02020-4627
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address97 CROSS ST, WESTERLY, RI 02891-2448
Document Number2017-742
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address97 CROSS ST WESTERLY RI 028912448, WESTERLY, RI 02891-2448

Mortgage

Document Number2017-742
DateNov 22, 2017
Book Page002017/020742
Instrument5166
Lender
NameOCEAN STATE BUS DEVEL
Agreement
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address97 CROSS ST, WESTERLY, RI 02891-2448
Document Number2017-730
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address97 CROSS ST WESTERLY RI 028912448, WESTERLY, RI 02891-2448

Mortgage

Document Number2017-730
DateNov 22, 2017
Book Page002017/020730
Instrument5165
Lender
NameDIME BK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,175.00 (-22.02%)$279,600 (+1.86%) Land $135,600 Building $144,000
2023$2,789.00 (+0.61%)$274,500 (-) Land $123,600 Building $150,900
2022$2,772.00$274,500 Land $123,600 Building $150,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1981–2012)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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