97 Crescent Rd, Manchester, KY 40962 Property Records

Clay County property record for 97 Crescent Rd, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Jul 2020)
Tax Bill	$23 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-00-00-048.00`

Property Details

APN / Parcel Number

Primary APN	`064-00-00-048.00`
Alternative APNs	`121270` `8220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	172 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8220
Street Address	97 CRESCENT RD
City	MANCHESTER
State	KY
Zip	40962-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.250 ACRES/VACANT
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	950201

Owner

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 CRESCENT RD, MANCHESTER, KY 40962-6420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV
Apr 25, 2019	Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	311027
Deed Book / Page	331 / 136
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY KY
Property Address	97 CRESCENT RD, MANCHESTER, KY 40962-6420
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG229/252
Date	Apr 25, 2019
Book Page	MTG 229/252
Instrument	165216

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2029

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY KY
Recording Date	Apr 25, 2019
Property Address	97 CRESCENT RD, MANCHESTER, KY 40962-6420
Document Number	DEED327/179
Book / Page	DEED 327 / 179
Instrument Date	Apr 23, 2019
Instrument	165213
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11217 HIGHWAY 421 S, 11217, TYNER, KY 40486-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CRESCENT RD, MANCHESTER, KY 40962-6420

Mortgage

Document Number	0000165214
Date	Apr 25, 2019
Instrument	165214

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23.00	$2,000 (-)	$2,000 (-)
2023	$23.00	$2,000	$2,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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