Orange County and Warwick Town property record for 97 Covered Bridge Rd, Warwick, NY 10990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1915 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,000 (Apr 2012) |
| Tax Bill | $6,029 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 335489 49-1-19 |
| Primary APN | 335489 49-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 177 ft deep x 126 ft wide |
| View / Lot | Rural |
| Porch | Enclosed Porch |
| Porch Area | 476 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 49-1-19 |
|---|---|
| Street Address | 97 COVERED BRIDGE RD |
| City | WARWICK |
| State | NY |
| Zip | 10990-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00215 |
| Legal Block | 1 |
| Legal Lot Number | 19.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 14502 |
97 Covered Bridge Rd is owned and occupied by an individual who bought it in April 2012.
Source: Orange County and Warwick Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 COVERED BRIDGE RD, WARWICK, NY 10990-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on File |
| Deed Sale | Apr 11, 2012 · Amount on File |
| Deed Book / Page | 13326 / 1791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 97 COVERED BRIDGE RD, WARWICK, NY 10990-2853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020391 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 0000014204/0000000005 |
| Instrument | 20170020391 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 418 Months |
| Due | Jan 1, 2052 |
Source: Orange County and Warwick Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Warwick Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,000 Land $10,000 Building $16,000 | $309,500 | |
| 2024 | $6,029.00 | ||
| 2023 | $26,000 (-) Land $10,000 Building $16,000 | $281,100 (+17.32%) Land $108,115 Building $172,985 | |
| 2022 | $26,000 Land $10,000 Building $16,000 | $239,600 Land $92,154 Building $147,446 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 97 Covered Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1984–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Covered Bridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alteva of Warwick Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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