97 Cottage Rd, Enfield, CT 06082 Property Records

Enfield Town property record for 97 Cottage Rd, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,453 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Aug 2020)
Tax Bill	$6,525 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`ENFI M:095 L:0018`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:095 L:0018`
Alternative APNs	`M:0527 B:0001 L:0140` `52700010140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,453 sqft Living Area
Gross Area	3,402 sqft
1st Floor Area	866 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	52700010140
Street Address	97 COTTAGE RD
City	ENFIELD
State	CT
Zip	06082-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L33
Legal Lot Number	18
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	524300

Owner

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 COTTAGE RD, ENFIELD, CT 06082-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 1, 2018	Warranty Deed, Transfer NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	202021001885
Deed Book / Page	2764 / 1009
Transfer Doc	2602-1018
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Aug 4, 2020
Property Address	97 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2764-1009
Book / Page	2764 / 1009
Instrument Date	Jul 22, 2020
Instrument	2021001885
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 COTTAGE RD, ENFIELD, CT 06082-2206

Mortgage

Document Number	2021001886
Date	Aug 4, 2020
Instrument	2021001886

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Mar 1, 2018
Property Address	97 COTTAGE RD, ENFIELD, CT 06082-2206
Document Number	2688-986
Book / Page	2688 / 986
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26880989
Date	Mar 1, 2018
Instrument	02688/0989

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,525.00	$183,800 (-) Land $61,500 Building $122,300	$128,660 Land $43,050 Building $85,610
2024	$6,525.00 (+3.33%)
2023	$6,315.00 (+8.6%)	$183,800 (-) Land $61,500 Building $122,300
2022	$5,815.00	$183,800 Land $61,500 Building $122,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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