Monmouth County and Ocean Township property record for 97 Cotswold Cir, Ocean, NJ 07712 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,548 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Feb 2018) |
| Tax Bill | $7,047 (2024) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00029-0000-C2.01 |
| Primary APN | 37 00034-0000-00029-0000-C2.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Upper Floors Area | 776 sqft |
| Basement Area | 368 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Type | Attached |
| Deck Area | 231 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 37000340000000290000C2.01 |
|---|---|
| Street Address | 97 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COTSWOOD-ON-THE-GREEN CONDO BL |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records · APN 37 00034-0000-00029-0000-C2.01
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 COTSWOLD CIR, OCEAN, NJ 07712-2649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2018 · Amount on Record |
| Deed Sale | Feb 12, 2018 · Amount on Record |
| Prior Sale | Dec 03, 2004 · Amount on Record |
| Deed Document Number | 201816049 |
| Deed Book / Page | 9273 / 3184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 12, 2018 |
| Property Address | 97 COTSWOLD CIR, OCEAN, NJ 07712-2649 |
| Document Number | 0000016049 |
| Book / Page | 009273 / 003184 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 16049 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 COTSWOLD CIR OCEAN NJ 077122649, OCEAN, NJ 07712-2649 |
| Document Number | 16050 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 009273/003241 |
| Instrument | 16050 |
| Name | WELLS FARGO BK/TX |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,800 (+2.09%) Land $315,000 Building $260,800 | $575,800 (+2.09%) Land $315,000 Building $260,800 | |
| 2025 | $564,000 (+15.03%) Land $309,000 Building $255,000 | $564,000 (+15.03%) Land $309,000 Building $255,000 | |
| 2024 | $7,047.00 (+3.88%) | ||
| 2023 | $490,300 Land $248,000 Building $242,300 | $490,300 Land $248,000 Building $242,300 | |
| 2022 | $6,784.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 3% of the US · above 8% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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