Pitt County property record for 97 Cooper St, Winterville, NC 28590
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1933 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Aug 2025) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022704 |
| Primary APN | 022704 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Heated Area |
| Gross Area | 2,047 sqft |
| 1st Floor Area | 1,532 sqft |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 92 ft deep x 98 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 022704 |
|---|---|
| Street Address | 97 COOPER ST |
| City | WINTERVILLE |
| State | NC |
| Zip | 28590-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 97COOPER |
| Legal Subdivision | WEST WINTERVILLE |
| Legal Lot Number | 7 |
| Jurisdiction | PITT NC |
| Township / Civil Division | WINTERVILLE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1301 |
Source: Pitt County records · APN 022704
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 COOPER ST, WINTERVILLE, NC 28590-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 31, 2022 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 03, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 23, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2022 · Amount on Record |
| Deed Document Number | 0004680345 |
| Deed Book / Page | 4680 / 345 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PITT NC |
| Recording Date | Aug 28, 2025 |
| Property Address | 97 COOPER ST, WINTERVILLE, NC 28590-1330 |
| Document Number | 0000004680 |
| Book / Page | 4680 / 345 |
| Instrument Date | Aug 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1092 QUEENSLAND LANE, AYDEN, NC 28513-5604 |
| Name | Verified Name |
|---|---|
| Address | 97 COOPER ST, WINTERVILLE, NC 28590-1330 |
| Document Number | 0004680348 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 4680/348 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PITT NC |
| Recording Date | Oct 31, 2022 |
| Property Address | 97 COOPER ST, WINTERVILLE, NC 28590-1330 |
| Document Number | 0000004350 |
| Book / Page | 4350 / 172 |
| Instrument Date | Oct 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 COOPER ST, WINTERVILLE, NC 28590-1330 |
| Document Number | 0004350175 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 4350/175 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PITT NC |
| Recording Date | Jun 03, 2020 |
| Property Address | 97 COOPER ST, WINTERVILLE, NC 28590 |
| Document Number | 0039300429 |
| Book / Page | 003930 / 000429 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1021 RED BANKS RD GREENVILLE NC 278585908, GREENVILLE, NC 27858-5908 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PITT NC |
| Recording Date | Mar 23, 2018 |
| Property Address | 97 COOPER ST, WINTERVILLE, NC 28590 |
| Document Number | 0036570594 |
| Book / Page | 003657 / 000594 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LOOP RD HOOKERTON NC 285387081, HOOKERTON, NC 28538-7081 |
Source: Pitt County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pitt County |
| Municipality | Winterville Town |
| Unified School District | Pitt County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+34.02%) | $216,906 (+63.09%) Land $12,500 Building $204,406 | $216,906 (+63.09%) Land $12,500 Building $204,406 |
| 2023 | $1,120.00 | $132,999 Land $6,325 Building $126,674 | $132,999 Land $6,325 Building $126,674 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (2011–2023) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: HarvestBeam.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WINTERVILLE serves 10,462 people |
|---|---|
| Water Source | Purchased surface water from GREENVILLE UTILITIES COMM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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