97 Constance Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 97 Constance Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,251 sqft · built 1963
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (May 2020)
Tax Bill	$9,117 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0775000`

Property Details

APN / Parcel Number

Primary APN	`039-0775000`
Alternative APNs	`30891134200004047000` `143089 113.42-4-47`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	715 sqft
Finished Basement	715 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 52 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039-0775000
Street Address	97 CONSTANCE LN
City	BUFFALO
State	NY
Zip	14227-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2193 SL 50
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	47.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	4
Census Block	4000
Census Tract	10902

Owner

97 Constance Ln is owned and occupied by two individuals who acquired it in August 2020.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 CONSTANCE LN, BUFFALO, NY 14227-1359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Oct 1, 2012 · Amount on File
Deed Document Number	202088094
Deed Book / Page	11360 / 9867
Last Transfer Date	Aug 27, 2020
Transfer Doc	0113656857
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	97 CONSTANCE LN, BUFFALO, NY 14227-1359
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CONSTANCE LN, CHEEKTOWAGA, NY 14227-1359

Mortgage

Document Number	0140098453
Date	Aug 14, 2021
Book Page	14009/8453
Instrument	2021160816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Sep 9, 2020
Property Address	97 CONSTANCE LN, BUFFALO, NY 14227-1359
Document Number	0113656857
Book / Page	011365 / 006857
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 CONSTANCE LN CHEEKTOWAGA NY 142271359, CHEEKTOWAGA, NY 14227-1359

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 29, 2020
Property Address	97 CONSTANCE LN, BUFFALO, NY 14227-1359
Document Number	0113609867
Book / Page	11360 / 9867
Instrument Date	May 27, 2020
Instrument	2020088094
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 CONSTANCE LN, 97, CHEEKTOWAGA, NY 14227-1359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 FAIRGREEN DR, AMHERST, NY 14228-1862

Mortgage

Document Number	0139413594
Date	May 29, 2020
Instrument	13941/3594

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 97 Constance Ln was $9,117, up 119.1% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,117.00 (+119.05%)
2025	$4,162.00 (-43.53%)	$245,000 (-) Land $16,300 Building $228,700	$326,667 (+6.67%) Land $21,733 Building $304,934
2024	$7,370.00	$245,000 (-) Land $16,300 Building $228,700	$306,250 (+13.75%) Land $20,375 Building $285,875
2023		$245,000 Land $16,300 Building $228,700	$269,231 Land $17,912 Building $251,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Constance Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	23 (1979–2010)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Jun 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Constance Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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