Union County and Summit City property record for 97 Colt Rd, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,638 sqft · built 1965 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,400,000 (Sep 2018) |
| Tax Bill | $26,473 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05201-0000-00006 |
| Primary APN | 18-05201-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,638 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 16,074 sqft (0.369 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800096M00037 |
|---|---|
| Street Address | 97 COLT RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | QUALIFIER |
| Legal Block | 5201 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-05201-0000-00006
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Sep 15, 2022 | Correction Deed BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit INVESTORS BANK |
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Sep 17, 2018 | Deed, Transfer MAX TITLE AGENCY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | Aug 13, 2003 · Amount on Record |
| Deed Document Number | 2018304786 |
| Deed Book / Page | 6286 / 602 |
| Last Transfer Date | Sep 08, 2022 |
| Transfer Doc | 0064812680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0152772861 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 15277/2861 |
| Instrument | 43123 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 15, 2022 |
| Property Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Document Number | 0064812680 |
| Book / Page | 6481 / 2680 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 22442 |
| Record Updated | Apr 07, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Name | Verified Name |
|---|---|
| Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0144400028 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 14440/0028 |
| Instrument | 657177 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0146322076 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 14632/2076 |
| Instrument | 684079 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.3% |
| Index | 1-Year LIBOR |
| Max Rate | 8.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 17, 2018 |
| Property Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
| Document Number | 0062860602 |
| Book / Page | 6286 / 0602 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 304786 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | MAX TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 WHISPERING WAY W, 18, BERKELEY HEIGHTS, NJ 07922-1546 |
| Name | Verified Name |
|---|---|
| Address | 97 COLT RD, SUMMIT, NJ 07901-3038 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,100 (-) Land $310,700 Building $281,400 | $592,100 (-) Land $310,700 Building $281,400 | |
| 2025 | $26,473.00 (+2.64%) | $592,100 (-) Land $310,700 Building $281,400 | $592,100 (-) Land $310,700 Building $281,400 |
| 2024 | $25,792.00 (+1.71%) | ||
| 2023 | $592,100 Land $310,700 Building $281,400 | $592,100 Land $310,700 Building $281,400 | |
| 2022 | $25,359.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2004–2026) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 383 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0712001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures