97 Co Rd 959, Flat Rock, AL 35966 Property Records

DeKalb County property record for 97 Co Rd 959, Flat Rock, AL 35966

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1987
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (Jul 2021)
Tax Bill$1,284 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-04-17-0-000-019.001

Property Details

APN / Parcel Number

Primary APN03-04-17-0-000-019.001
Alternative APNs
  • 159470
  • 166551
  • 1270

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area936 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number166551
Street Address97 COUNTY ROAD 959
CityFLAT ROCK
StateAL
Zip35966-8352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONT 3 AC S17 T3S R10EA LOT COM NE COR NE1/4 SW1/4TH: S 105' TO POB TH: CONT S 315'W 420' N 315' E 420' TO POB
JurisdictionDEKALB AL
Township / Civil DivisionIDER
Census Block Group3
Census Block3001
Census Tract960102

Owner

97 Co Rd 959 is owned and occupied by two individuals who bought it in July 2021.

Source: DeKalb County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address97 COUNTY ROAD 959, FLAT ROCK, AL 35966-8352
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 14, 2022Deed of Trust, Mortgage · Construction Mortgage
BANK OF DADE
Jul 13, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Prior SaleFeb 26, 2014 · Amount on File
Deed Book / Page3001 / 4373
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEKALB AL
Recording DateJun 15, 2023
Property Address97 COUNTY ROAD 959, FLAT ROCK, AL 35966-8352
Document Number03003/3914
Book / Page3003 / 3914
Instrument DateJun 13, 2023
Transaction TypeTransfer
Record UpdatedJun 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1440 COUNTY ROAD 141, FLAT ROCK, AL 35966-8431

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 COUNTY ROAD 959, FLAT ROCK, AL 35966-8352

Mortgage

Document Number0050038461
DateJun 15, 2023
Instrument5003///8461
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEKALB AL
Property Address97 COUNTY ROAD 959, FLAT ROCK, AL 35966-8352
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5002/19325
DateNov 14, 2022
Book Page5002/19325
Lender
NameBANK OF DADE
TypeBank
AddressTRENTON, GA 30752
Agreement
TypeConstruction Mortgage
AmountAmount on Record

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEKALB AL
Recording DateJul 13, 2021
Property Address97 COUNTY ROAD 959, FLAT ROCK, AL 35966-8352
Document Number3001/4373
Book / Page3001 / 4373
Instrument DateJul 6, 2021
Transaction TypeTransfer
Record UpdatedJul 19, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 COUNTY ROAD 959, 97, FLAT ROCK, AL 35966-8352

Transferred To (Grantee/Buyer)

NameVerified Name
Address2674 WESTVIEW CIR, GAINESVILLE, GA 30506-1106

Tax Assessment & Valuation

The 2026 property tax bill for 97 Co Rd 959 was $1,284, up 7% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyDeKalb County
Unified School DistrictDeKalb County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,284.00 (+7%)
2025$1,200.00$33,820 Land $3,420 Building $30,400$184,540 Land $18,740 Building $165,800
2023$486.00 (+6.81%) Homeowner's exemption$15,240 (+5.98%)$152,240 (+5.99%) Land $18,740 Building $133,500
2022$455.00 Homeowner's exemption$14,380 Land $1,880 Building $12,500$143,640 Land $18,740 Building $124,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 97 Co Rd 959 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Co Rd 959 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 79% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000

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