97 Cliff Rd E, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 97 Cliff Rd E, Wading River, NY 11792 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1999
Square Footage1,503 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2021)
Tax Bill$8,915.00 (2024)

Property Details

APN / Parcel Number

Primary APN473000 27.-3-26
Alternative APNs
  • 0600-027.00-03.00-026.000
  • 300002700000030260000000
  • 4730002124
  • 30

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,503 sqft Living Area
1st Floor700 sqft 1st Floor
2nd Floor803 sqft 2nd Floor
Upper Floors660 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1999
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width100 ft x 40 ft Depth x Width
Garage TypeBasement Garage

Exterior Amenities

Patio Area256 sqft Patio
PorchOpen Porch
Porch Area77 sqft Porch
ViewCanal View

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number30
Street Address97 CLIFF RD E
CityWADING RIVER
StateNY
Zip11792-1212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*1210 LOTS 204&205 WILDWOOD HILLS
Legal SubdivisionWILDWOOD HILLS
Legal Block3
Legal Lot Number26
JurisdictionSUFFOLK NY
Minor Civil DivisionRIVERHEAD
Census Blockgroup3
Census Block3014
Census Tract169701

Owner

Source: Suffolk County and Riverhead Town records · APN 473000 27.-3-26

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address97 CLIFF RD E, WADING RIVER, NY 11792-1212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Deed Book / Page13134 / 274
Last Transfer DateFeb 20, 2025
Transfer Doc0132910468
Record RefreshedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateDec 14, 2021
Property Address97 CLIFF RD E, WADING RIVER, NY 11792-1212
Document Number0131340274
Book / Page13134 / 274
Instrument DateSep 13, 2021
Transaction TypeTransfer
Record UpdatedFeb 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 N BROADWAY, WHITE PLAINS, NY 10601-2130

Mortgage

Document Number0233560625
DateDec 14, 2021
Book Page23356/625
InstrumentDM052306
Lender
NameJOVIA FINANCIAL CREDIT UNION
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term349 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$42,500 (-) Land $4,000 Building $38,500$520,833 (+13.85%) Land $49,020 Building $471,814
2024$8,915.00
2023$42,500 Land $4,000 Building $38,500$457,481 Land $43,057 Building $414,424

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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