97 Child St, Warren, RI 02885 Property Records

Warren Town property record for 97 Child St, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,811 sqft · built 1844
Lot Size	0.411 acres (17,894 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Feb 2015)
Tax Bill	$6,247 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4-0995-99`

Property Details

APN / Parcel Number

Primary APN	`4-0995-99`
Alternative APN	`WARR M:9 L:104`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,811 sqft Living Area
Gross Area	3,796 sqft
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1844
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,894 sqft (0.411 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	4-0995-99
Street Address	97 CHILD ST
City	WARREN
State	RI
Zip	02885-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	104
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2011
Census Tract	30500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warren Waterfront Historic District listed 1974 · 157 contributing resources · NRIS 74000035

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

97 Child St is owned and occupied by two individuals who bought it in February 2015.

Source: Warren Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 CHILD ST, WARREN, RI 02885-3207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on File
Deed Sale	Feb 23, 2015 · Amount on File
Prior Sale	Dec 17, 2002 · Amount on File
Deed Book / Page	872 / 61
Transfer Doc	845-129
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	97 CHILD ST, WARREN, RI 02885-3207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1027-279
Date	Dec 14, 2020
Book Page	1027/279
Instrument	27955

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	97 CHILD ST, WARREN, RI 02885-3207
Document Number	960-64
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CHILD ST WARREN RI 028853207, WARREN, RI 02885-3207

Mortgage

Document Number	960-64
Date	Jul 25, 2018
Book Page	000960/000064
Instrument	22517

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 97 Child St was $6,247, up 32.5% from the year before.

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,247.00 (+32.52%)
2025	$4,714.00	$316,600 Land $95,400 Building $221,200	$431,938
2023	$4,325.00 (-0.85%)	$316,600 (+30.72%) Land $95,400 Building $221,200
2022	$4,362.00	$242,200 Land $88,500 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Child St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	34 (1978–2024)
Claims Outside the SFHA	1 of 34
Most Recent Claim	Apr 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Severe Storms And Flooding, Mar 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 97 Child St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
i3 Broadband Cable	2,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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