97 Chestnut St, Bristol, CT 06010 Property Records

Bristol City property record for 97 Chestnut St, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,063 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2022)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:29 L:224`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:29 L:224`
Alternative APNs	`0071862` `71862`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,063 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	644 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	71862
Street Address	97 CHESTNUT ST
City	BRISTOL
State	CT
Zip	06010-6227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15/R
Legal Lot Number	224
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1005
Census Tract	405600

Owner

Source: Bristol City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97 CHESTNUT ST, BRISTOL, CT 06010-6227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Line of Credit FREEDOM MORTGAGE CORPORATION
Dec 20, 2022	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 28, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Book / Page	2245 / 157
Transfer Doc	1878-504
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Jul 13, 2026
Property Address	97 CHESTNUT ST, BRISTOL, CT 06010-6227
Document Number	2355000334
Book / Page	2355 / 334
Instrument Date	Jun 24, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CHESTNUT ST, BRISTOL, CT 06010-6227

Mortgage

Date	Jul 13, 2026

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Dec 20, 2022
Property Address	97 CHESTNUT ST, BRISTOL, CT 06010-6227
Document Number	002245-157
Book / Page	2245 / 157
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 JOINERS RD, ROCKY HILL, CT 06067-1560

Mortgage

Document Number	0002245160
Date	Dec 20, 2022
Instrument	2245/160

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	97 CHESTNUT ST, BRISTOL, CT 06010-6227
Document Number	2056-684
Book / Page	002056 / 000684
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CHESTNUT ST BRISTOL CT 060106227, BRISTOL, CT 06010-6227

Mortgage

Document Number	2056-684
Date	Jul 6, 2017
Book Page	002056/000684

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2032

Tax Assessment & Valuation

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00	$112,070 (-) Land $29,820 Building $82,250	$78,449 Land $20,874 Building $57,575
2024	$3,782.00 (+11.2%)
2023	$3,401.00 (+21.59%)	$112,070 (+53.65%) Land $29,820 Building $82,250
2022	$2,797.00	$72,940 Land $16,940 Building $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum Communications, T-Mobile USA.

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