Waterbury City property record for 97 Cherry Cir, Prospect, CT 06712 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,523 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2023) |
| Tax Bill | $7,663.00 (2025) |
Source: Waterbury City records · APN T0270780
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 CHERRY CIR, PROSPECT, CT 06712-6409 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance ION BANK |
| Sep 11, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage ION BANK |
| Sep 08, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage ION BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2015 · Amount on Record |
| Deed Doc Number | 2023858 |
| Deed Book / Page | 924 / 131 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 97 CHERRY CIR, PROSPECT, CT 06712-6409 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000931-165 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 931/165 |
| Instrument | 2024-1070 |
| Name | ION BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROSPECT CT |
| Recording Date | Sep 11, 2023 |
| Property Address | 97 CHERRY CIR, PROSPECT, CT 06712-6409 |
| Document Number | 000924-131 |
| Book / Page | 924 / 131 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023858 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 PUTTING GREEN LN, PROSPECT, CT 06712-1544 |
| Document Number | 0002023859 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-859 |
| Name | ION BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERBURY CT |
| Recording Date | Sep 08, 2023 |
| Property Address | 97 CHERRY CIR, PROSPECT, CT 06712-6409 |
| Document Number | 0008760-37 |
| Book / Page | 8760 / 37 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 202316865 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 PUTTING GREEN LN, PROSPECT, CT 06712-1544 |
| Document Number | 0008760-40 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | 8760/40 |
| Instrument | 2023-16866 |
| Name | ION BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Waterbury City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Waterbury City |
| Unified School District | Waterbury School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,663.00 | $299,670 (+29.53%) Building $299,670 | $209,769 Building $209,769 |
| 2024 | $7,663.00 (+3.76%) | ||
| 2023 | $7,385.00 (-0.09%) | $231,350 (-) Building $231,350 | |
| 2022 | $7,392.00 | $231,350 Building $231,350 |
Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T0270780 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,523 sqft Living Area |
| Basement Area | 1,523 sqft Basement |
| Unfinished Basement | 1,523 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch Style |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | T0270780 |
|---|---|
| Street Address | 97 CHERRY CIR |
| City | PROSPECT |
| State | CT |
| Zip | 06712-6409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 181 |
| Legal Lot Number | 97 |
| Jurisdiction | PROSPECT CT |
| Minor Civil Division | WATERBURY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 347100 |
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