97 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 97 Charles St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,187 sqft · built 1945
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Oct 2024)
Tax Bill$5,148 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
APN80269

Property Details

APN / Parcel Number

Primary APN80269
Alternative APNs
  • TORR M:124 B:011 L:007
  • 080269

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,187 sqft Living Area
Gross Area3,420 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number80269
Street Address97 CHARLES ST
CityTORRINGTON
StateCT
Zip06790-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block11
Legal Lot Number7
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1000
Census Tract310100

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address130 MCKINLEY ST, TORRINGTON, CT 06790-6632
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2024 · Amount on Record
Deed SaleOct 21, 2024 · Amount on Record
Deed Document Number2024496087
Deed Book / Page1423 / 457
Record UpdatedOct 29, 2026

October 2024: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionTORRINGTON CT
Recording DateOct 21, 2024
Property Address97 CHARLES ST, TORRINGTON, CT 06790-3819
Document Number001423-457
Book / Page1423 / 457
Instrument DateOct 21, 2024
Instrument2024-496087
Transaction TypeTransfer
Record UpdatedNov 7, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 MCKINLEY ST, TORRINGTON, CT 06790-6632

Mortgage

Document Number2024496088
DateOct 21, 2024
Instrument2024-496088
Lender
NameLITCHFIELD BANCORP
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,148.00 (-12.98%)$153,860 (-) Land $24,220 Building $129,640$262,211 (+143.46%)
2025$5,916.00$153,860 (+81.57%) Land $24,220 Building $129,640$107,702 Land $16,954 Building $90,748
2024$5,916.00 (+45.57%)
2023$4,064.00 (+1.73%)$84,740 (-) Land $24,260 Building $60,480
2022$3,995.00$84,740 Land $24,260 Building $60,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

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