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97 Central St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 97 Central St, Westbrook, ME 04092

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,121 sqft · built 1903
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$181,800 (May 2011)
Tax Bill$5,418 (2023)
Deeds & MortgagesAug 2023 Sale
Oct 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWSBR M:028 L:185

Property Details

APN / Parcel Number

Primary APNWSBR M:028 L:185
Alternative APNs
  • M:028 B:185
  • 1360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,121 sqft Living Area
Gross Area4,380 sqft
1st Floor Area1,010 sqft
AtticAttic
Attic Area1,010 sqft
Basement Area1,010 sqft
Unfinished Basement1,010 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address97 CENTRAL ST
CityWESTBROOK
StateME
Zip04092-2844
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code11
Legal Lot Number185
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2005
Census Tract2902

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 CENTRAL ST, WESTBROOK, ME 04092-2844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Warranty Deed, Transfer
Oct 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
GORHAM SAVINGS BANK
Jul 17, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2011 · Amount on Record
Deed SaleMay 2, 2011 · Amount on Record
Prior SaleMay 2, 2011
Deed Document Number201121275
Deed Book / Page28671 / 39
Last Transfer DateAug 16, 2023
Transfer Doc0403150183
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateAug 22, 2023
Property Address97 CENTRAL ST, WESTBROOK, ME 04092-2844
Document Number0403150183
Book / Page40315 / 183
Instrument DateAug 16, 2023
Instrument29204
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address97 CENTRAL ST, WESTBROOK, ME 04092-2844

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address97 CENTRAL ST, WESTBROOK, ME 04092-2844
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0398050125
DateOct 25, 2022
Book Page39805/125
Instrument53852
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK ME
Property Address97 CENTRAL ST, WESTBROOK, ME 04092-2844
Document Number0369630229
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 CENTRAL ST WESTBROOK ME 040922844, WESTBROOK, ME 04092-2844

Mortgage

Document Number0369630229
DateJul 23, 2020
Book Page036963/000229
Instrument41893
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$5,418.00 (+10.37%)$324,800 (+19.76%) Land $85,700 Building $239,100
2022$4,909.00$271,200 Land $71,300 Building $199,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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