Monmouth County and Neptune Township property record for 97 Central Ave, Ocean Grove, NJ 07756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,680 sqft · built 1900 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $31,331 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 35-00248-0000-00010 |
| Primary APN | 35-00248-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Upper Floors Area | 768 sqft |
| Basement Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 00007359 |
|---|---|
| Street Address | 97 CENTRAL AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Description | L1633 |
| Legal Block | 248 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 807402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ocean Grove Camp Meeting Association District listed 1976 · 747 contributing resources · NRIS 76001170 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
97 Central Ave, a single family home, is owned by two individuals.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 MAHORAS DR, OCEAN, NJ 07712-3322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 97 Central Ave was $31,331, up 16.3% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,482,900 (-14.43%) Land $743,400 Building $739,500 | $1,482,900 (-14.43%) Land $743,400 Building $739,500 | |
| 2025 | $31,331.00 (+16.28%) | $1,732,900 Land $861,900 Building $871,000 | $1,732,900 Land $861,900 Building $871,000 |
| 2024 | $26,945.00 | ||
| 2023 | $1,139,300 Land $567,600 Building $571,700 | $1,139,300 Land $567,600 Building $571,700 | |
| 2022 | $21,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Central Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 15 (2005–2025) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 97 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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