97 Celentano Dr, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 97 Celentano Dr, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2025)
Tax Bill	$6,887 (2026)
Deeds & Mortgages	Apr 2023 Refinance May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-8130`

Property Details

APN / Parcel Number

Primary APN	`053-8130`
Alternative APNs	`NAUG M:306J-5E510-94` `NAUG M:053 L:8130` `AP16 5E510 94` `53-8130`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	960 sqft
Basement Area	920 sqft
Unfinished Basement	276 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	53-8130
Street Address	97 CELENTANO DR
City	NAUGATUCK
State	CT
Zip	06770-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	8130
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4002
Census Tract	345201

Owner

97 Celentano Dr is owned and occupied by an individual who bought it in September 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	97 CELENTANO DR, NAUGATUCK, CT 06770-5214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
May 14, 2024	Deed of Trust, Mortgage · ARM ION BANK
Sep 9, 2025	Warranty Deed, Transfer · Line of Credit TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Oct 28, 1996 · Amount on File
Deed Document Number	20252816
Deed Book / Page	1167 / 90
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	97 CELENTANO DR, NAUGATUCK, CT 06770-5214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001120-190
Date	Apr 17, 2023
Book Page	1120/190
Instrument	2023-1066

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2033

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	97 CELENTANO DR, NAUGATUCK, CT 06770-5214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001139-233
Date	May 14, 2024
Book Page	1139/233
Instrument	2024-1247

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 9, 2025
Property Address	97 CELENTANO DR, NAUGATUCK, CT 06770-5214
Document Number	0001167-90
Book / Page	1167 / 90
Instrument Date	Sep 8, 2025
Instrument	20252816
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CELENTANO DR, NAUGATUCK, CT 06770-5214

Mortgage

Document Number	0020252817
Date	Sep 9, 2025
Instrument	2025-2817

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Mortgage

Document Number	001167-110
Date	Sep 9, 2025
Book Page	1167/110
Instrument	2025-2818

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 97 Celentano Dr was $6,887, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,887.00 (+1.62%)	$170,310 (-) Land $30,800 Building $139,510	$344,615 (+189.07%)
2025	$6,777.00	$170,310 Land $30,800 Building $139,510	$119,217 Land $21,560 Building $97,657
2024	$6,777.00 (-11.07%)
2023	$7,621.00 (+28.47%)	$170,310 (+37.09%) Land $30,800 Building $139,510
2022	$5,932.00	$124,230 Land $32,610 Building $91,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 97 Celentano Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Celentano Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, GoNetspeed, Verizon.

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