97 Cedar Rdg Dr, Ecru, MS 38841 Property Records

Pontotoc County property record for 97 Cedar Rdg Dr, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,144 sqft · built 1987
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Tax Bill	$684 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099C-31-000-002.02`

Property Details

APN / Parcel Number

Primary APN	`099C-31-000-002.02`
Alternative APN	`10787`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,144 sqft Living Area
2nd Floor Area	608 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1987
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	67,518 sqft (1.55 acres)
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10787
Street Address	97 CEDAR RIDGE DR
City	ECRU
State	MS
Zip	38841-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.55 AC NE1/4 440-85; 476-30 8/88 476-27 683-336 12/29/97 683-522 1/7/98 20064468 8/29/06 20125737 11/26/12 760 2772
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	2
Census Block	2022
Census Tract	950102

Owner

Source: Pontotoc County records · APN 099C-31-000-002.02

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 CEDAR RIDGE DR, ECRU, MS 38841-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage BNA BANK
Aug 07, 2018	Deed of Trust, Mortgage BNA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	97 CEDAR RIDGE DR, ECRU, MS 38841-9004
Transaction Type	Mortgage
Record Updated	Mar 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CEDAR RIDGE DR, ECRU, MS 38841-9004

Mortgage

Document Number	2019004898
Date	Dec 31, 2019
Instrument	2019004898

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	97 CEDAR RIDGE DR, ECRU, MS 38841-9004
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 CEDAR RIDGE DR, ECRU, MS 38841-9004

Mortgage

Document Number	2018002965
Date	Aug 07, 2018
Instrument	2018002965

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$684.00 Homeowner's exemption	$4,420 (-0.02%)	$44,179 (-0.03%) Land $7,550 Building $36,629
2023	$684.00 Homeowner's exemption	$4,421	$44,192 Land $7,550 Building $36,642

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Telapex.

Based on FCC filings for 73 locations within half a mile of this property.

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