Indian River County property record for 97 Cache Cay Dr, Vero Beach, FL 32963 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,621 sqft Living Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $950,000 (2014) |
| Tax Bill | $19,447.00 (2025) |
| Primary APN | 32-40-29-00014-0000-00049.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 3,621 sqft Living Area |
| Gross Area | 4,173 sqft Gross Area |
| 1st Floor | 3,621 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 36,590 sqft (0.84 acres) |
| Depth X Width | 150 ft x 171 ft Depth x Width |
| Driveway | Driveway Brick |
| Driveway Area | 2,286 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Deck Area | 518 sqft Deck |
| Patio Area | 238 sqft Patio |
| Porch | Open Porch |
| Porch Area | 448 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 97 CACHE CAY DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1211 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CACHE CAY SUBDIVISION LOT 49 PBI 9-62 & 62A |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | CACHE CAY SUBDIVISION |
| Legal Lot Number | 49 |
| Jurisdiction | INDIAN RIVER FL |
| Minor Civil Division | VERO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 50505 |
Source: Indian River County records · APN 32-40-29-00014-0000-00049.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 CACHE CAY DR, VERO BEACH, FL 32963-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 09, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on Record |
| Deed Sale | Jul 31, 2014 · Amount on Record |
| Deed Doc Number | 20143120140045169 |
| Deed Book / Page | 2777 / 2391 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 97 CACHE CAY DR, VERO BEACH, FL 32963-1211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0030021869 |
|---|---|
| Date | Feb 20, 2017 |
| Book Page | 3002/1869 |
| Instrument | 3120170009237 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 97 CACHE CAY DR, VERO BEACH, FL 32963-1211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033080487 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 3308/487 |
| Instrument | 3120200031769 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,447.00 (+9.27%) Homeowner's exemption | $1,245,740 (+5.99%) | $2,307,629 (+4.32%) Land $1,601,188 Building $706,441 |
| 2023 | $17,798.00 (+2.87%) | $1,175,371 (+3%) | $2,212,173 (+32.82%) Land $1,601,188 Building $610,985 |
| 2022 | $17,301.00 | $1,141,137 | $1,665,533 Land $1,164,500 Building $501,033 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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