97 Branch Ave, Coldwater, MI 49036 Property Records

Branch County property record for 97 Branch Ave, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$59,000 (Aug 2010)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-102-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-102-00`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	97 BRANCH AVE
City	COLDWATER
State	MI
Zip	49036-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 OF PINE CREST ADDN IN W 1/2 OF NW 1/4 SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	PINE CREST ADD
Legal Lot Number	53
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1003
Census Tract	951500

Owner

97 Branch Ave is owned and occupied by two individuals who acquired it in April 2024.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 BRANCH AVE, COLDWATER, MI 49036-1460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Intrafamily Transfer, Transfer
Apr 23, 2024	Intrafamily Transfer, Transfer
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2010 · Amount on File
Deed Sale	Aug 27, 2010 · Amount on File
Prior Sale	Jan 18, 2003 · Amount on File
Deed Document Number	20104976
Last Transfer Date	Apr 18, 2024
Transfer Doc	0202402181
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Apr 23, 2024
Property Address	97 BRANCH AVE, COLDWATER, MI 49036-1460
Document Number	0202402181
Map Reference	LB 4 PG 32
Instrument Date	Apr 18, 2024
Instrument	2024-02181
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BRANCH AVE, COLDWATER, MI 49036-1460

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Apr 23, 2024
Property Address	97 BRANCH AVE, COLDWATER, MI 49036-1460
Document Number	0202402182
Map Reference	LB 4 PG 32
Instrument Date	Apr 18, 2024
Instrument	2024-02182
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BRANCH AVE, COLDWATER, MI 49036-1460

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Apr 12, 2021
Property Address	97 BRANCH AVE, COLDWATER, MI 49036-1460
Document Number	202102578
Map Reference	LB 4 PG 32
Instrument Date	Mar 29, 2021
Instrument	2021-02578
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 BRANCH AVE, 97, COLDWATER, MI 49036-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BRANCH AVE, COLDWATER, MI 49036-1460

Mortgage

Document Number	202102579
Date	Apr 12, 2021
Instrument	2021-02579

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 97 Branch Ave was $1,601, up 3.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+4.74%)	$154,600 (+4.74%)
2025	$1,601.00 (+3.62%)	$73,800	$147,600
2024	$1,545.00
2023		$66,300	$132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Branch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Branch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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