Buncombe County property record for 97 Bishop Cove Rd, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2005 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jul 2013) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9684-86-6160-00000 |
| Primary APN | 9684-86-6160-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 364 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 72,745 sqft (1.67 acres) |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 97 BISHOP COVE RD |
|---|---|
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 07/11/2013 DEE |
| Legal Description | DEED DATE: 07/11/2013 DEED: 5122-0645 SUBDIV: BLOCK: LOT: 1 SECTION: PLAT: 0114-0074 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3204 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97 BISHOP COVE RD, FAIRVIEW, NC 28730-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Prior Sale | Apr 21, 2008 |
| Deed Document Number | 0005122645 |
| Deed Book / Page | 5122 / 645 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 97 BISHOP COVE RD, FAIRVIEW, NC 28730-9799 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056501278 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 5650/1278 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEVILLE, NC 28803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 97 BISHOP COVE RD, FAIRVIEW, NC 28730-9799 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0061200188 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 6120/188 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 (+9.88%) | $239,300 (-) | |
| 2023 | $1,538.00 | $239,300 | $239,300 (-) Land $90,600 Building $148,700 |
| 2021 | $239,300 Land $75,600 Building $163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2021–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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