97 Benson Ter, Chico, CA 95928 Property Records

Butte County property record for 97 Benson Ter, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,965 sqft · built 2004
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-310-045-000`

Property Details

APN / Parcel Number

Primary APN	`018-310-045-000`
Alternative APNs	`011900045000` `018-310-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	018-310-045
Street Address	97 BENSON TER
City	CHICO
State	CA
Zip	95928-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 YOSEMITE PLACE SUB
Legal Subdivision	YOSEMITE PLACE SUB
Legal Lot Number	41
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	4
Census Block	4002
Census Tract	904

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97 BENSON TER, CHICO, CA 95928-8426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Grant Deed, Transfer · Conventional Mortgage TECHNOLOGY CU
Mar 5, 2026	Intrafamily Transfer, Transfer TIMIOS TITLE INC, TIMIOS TITLE
Nov 23, 2021	Grant Deed, Transfer · Conventional Mortgage LADERA LENDING INC
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 20, 2019	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Nov 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026
Deed Sale	Mar 5, 2026
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20267075
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000038991
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 5, 2026
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Document Number	0000007075
Map Reference	MB 157 PG 1-8
Instrument Date	Mar 3, 2026
Instrument	2026-0007075
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BENSON TER, CHICO, CA 95928-8426

Mortgage

Document Number	0000007076
Date	Mar 5, 2026
Instrument	2026-0007076

Lender

Name	TECHNOLOGY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Mar 5, 2026
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Document Number	0000007074
Map Reference	MB 157 PG 1-8
Instrument Date	Mar 3, 2026
Instrument	2026-0007074
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 MANGROVE AVE # 345, CHICO, CA 95926-3948

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 23, 2021
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Document Number	0000051197
Map Reference	MB 157 PG 1-8
Instrument Date	Nov 17, 2021
Instrument	2021-0051197
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 MANZANITA AVE # 345, 345, CHICO, CA 95926

Mortgage

Document Number	0000051198
Date	Nov 23, 2021
Instrument	2021-0051198

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030336
Date	Jul 31, 2020
Instrument	2020-0030336

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 20, 2019
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Document Number	0000029199
Instrument Date	Jun 18, 2019
Instrument	29199
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$421.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97 BENSON TER CHICO CA 959288426, CHICO, CA 95928-8426

Mortgage

Document Number	29200
Date	Jun 20, 2019
Instrument	29200

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 26, 2018
Property Address	97 BENSON TER, CHICO, CA 95928-8426
Document Number	0000038991
Instrument Date	Nov 15, 2018
Instrument	38991
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	97 BENSON TER CHICO CA 959288426, CHICO, CA 95928-8426

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,917 (+2%) Land $146,128 Building $351,789
2025	$5,741.00 (+6.55%)	$488,155 (+4.04%) Land $143,263 Building $344,892
2024	$5,388.00 (+1.22%)		$438,930
2023	$5,323.00 (+1.7%)	$469,200 Land $137,700 Building $331,500
2022	$5,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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