97 Belvidere St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 97 Belvidere St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1921
Lot Size	0.187 acres (8,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2023)
Tax Bill	$4,109 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01250 P:0047`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01250 P:0047`
Alternative APN	`12500047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,124 sqft (0.187 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12500047
Street Address	97 BELVIDERE ST
City	SPRINGFIELD
State	MA
Zip	01108-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6000
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 22, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	202328343
Deed Book / Page	25050 / 256
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	025050-256
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 3, 2026
Property Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051
Document Number	0000043027
Book / Page	26495 / 417
Instrument Date	Aug 21, 2026
Instrument	202643027
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051

Mortgage

Document Number	0000043027,
Date	Sep 3, 2026
Book Page	26495/417
Instrument	202643027

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 22, 2023
Property Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051
Document Number	025050-256
Book / Page	25050 / 256
Instrument Date	Jun 21, 2023
Instrument	28343
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051

Mortgage

Document Number	0000028344
Date	Jun 22, 2023
Instrument	28344

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23121-145
Date	Mar 10, 2020
Book Page	23121/145
Instrument	13168

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	97 BELVIDERE ST, SPRINGFIELD, MA 01108-3051
Document Number	21912-578
Book / Page	021912 / 000578
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	21912-578
Date	Oct 24, 2017
Book Page	021912/000578
Instrument	62647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,109.00 (+0.32%)	$265,800 (+1.76%) Land $37,700 Building $228,100	$290,474 (-4%)
2025	$4,096.00 (+9.14%)	$261,200 (+18.67%) Land $38,800 Building $222,400	$302,575 (+1.72%)
2024			$297,445
2023	$3,753.00	$220,100 Land $37,000 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, T-Mobile, Verizon.

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