97 Bell St, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 97 Bell St, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1920
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$67,500 (May 2023)
Tax Bill	$304 (2025)
Deeds & Mortgages	May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0880-19-70-4769`

Property Details

APN / Parcel Number

Primary APN	`0880-19-70-4769`
Alternative APNs	`009900832` `555782906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555782906
Street Address	97 BELL ST
City	SPRUCE PINE
State	NC
Zip	28777-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 56 BL 4 LOT 14
Legal Lot Number	14
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2010
Census Tract	950400

Owner

Source: Mitchell County records · APN 0880-19-70-4769

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	267 JARRETT RD, BAKERSVILLE, NC 28705-7251
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2023 · Amount on Record
Deed Sale	May 03, 2023 · Amount on Record
Deed Document Number	2023936
Deed Book / Page	657 / 244
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	May 03, 2023
Property Address	97 BELL ST, SPRUCE PINE, NC 28777
Document Number	000657/244
Book / Page	657 / 244
Instrument Date	May 01, 2023
Instrument	2023000936
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 585, SPRUCE PINE, NC 28777-0585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 JARRETT RD, BAKERSVILLE, NC 28705-7251
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$304.00 (-27.62%)	$54,400 (-27.56%) Land $22,000 Building $32,400
2023	$420.00	$75,100 Land $22,000 Building $53,100	$75,100 Land $22,000 Building $53,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 72 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.